Breach of Contract Lawsuit Filed Against Property Insurer for Allegedly not Covering Hail Damage

Kyle Barnett | Louisiana Record | April 25, 2015 A Marrero homeowner is suing her property insurer for allegedly not providing her with a proper insurance settlement following a hailstorm. Lafonya Broussard filed suit against Centauri Specialty Insurance Company in the 24th Judicial District Court on Feb. 23. Broussard contends she owns a home located at… Continue reading Breach of Contract Lawsuit Filed Against Property Insurer for Allegedly not Covering Hail Damage

Minnesota holds “Comparable Material and Quality” Requires Wholesale Replacement where Undamaged Siding is Faded

Richard C. Bennett | Cozen O’Connor | December 23, 2014 Matching issues are frequently problematic when storms damage only portions of an insured structure’s exterior and it proves impossible to replace the damaged sections with material that is an exact match for the rest of the building’s roof or siding.  Earlier this month, the Minnesota… Continue reading Minnesota holds “Comparable Material and Quality” Requires Wholesale Replacement where Undamaged Siding is Faded

Hail HAAG and Travelers Insurance Claims : Property Insurance Coverage Law Blog

Chip Merlin – March 21, 2014 Hail damage claim disputes and lawsuits are the rage in Texas, Colorado, Oklahoma, Arizona, and Missouri. Many insurance companies have developed operational claims responses for the purpose of controlling their severity of loss. For many insurers, HAAG is the “go to” preferred expert vendor providing various services. I have… Continue reading Hail HAAG and Travelers Insurance Claims : Property Insurance Coverage Law Blog

Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered

Larry Bache – January 23, 2014 Historically, homeowners and commercial insurance policies provide coverage for any and all direct physical loss or damage caused by the peril of hail and its ensuing damage. Carriers are trying to limit this exposure by raising the standard under policies from a direct physical damage standard to a functionality… Continue reading Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered

Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?

Amy O’Connor – March 13, 2013 Cosmetic damage from wind and hail to homeowner and commercial properties may no longer be covered if insurers opt to use new endorsements, one for homeowners and another for commercial roofs, that are becoming available. The two organizations that standardize forms and policies for property/casualty insurers, the American Association… Continue reading Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?