Christopher B. Freeman | PropertyCasualtyFocus | April 7, 2017 Timely notice is typically a condition precedent to coverage under an insurance contract, though many states require an insurer to demonstrate prejudice before denying coverage solely based on a failure to comply with a notice provision. However, as the court found in EmbroidMe.com, Inc. v. Travelers… Continue reading A Stitch in Time Saves … An Insured From Incurring Non-Covered Defense Costs
Tag: Insurance Claims
Defective Construction and Ensuing Loss Provision
Chip Merlin | Property Insurance Coverage Law Blog | April 4, 2017 A public adjuster called with a common situation—a property loss occurred during repair and the insurance company had initially denied the claim, saying that the loss was from defective construction. The smart public adjuster thought the property damage caused in part by defective… Continue reading Defective Construction and Ensuing Loss Provision
Why Hoarding Impacts Claims
Denise Johnson | Claims Journal | April 3, 2017 Adjusters who encounter hoarders on property claims can expect to have trouble in determining the cause of a covered loss as well as damages, said Jeff Taxier, education and training manager for American Technologies, Inc. Typically, a hoarder equals more risk of a property insurance claim,… Continue reading Why Hoarding Impacts Claims
New Report Gives Insight into Increased Fire Claim Figures
Nicole Vinson | Property Insurance Coverage Law Blog | March 22, 2017 One of the most terrifying and devastating perils insured against is fire. A wildfire outbreak is one news alert that can have a massive impact on our property and lives. A new research study has exposed some of the data on the insurance… Continue reading New Report Gives Insight into Increased Fire Claim Figures
Insureds Cannot Shift Burden to Indentify Claimed Damage
Summer L. Frederick | Zelle LLP | March 17, 2017 The first-party insurance claims process has always been pretty simple for the typical insured: call the agent to report a claim, identify and quantify the claimed damage, work cooperatively with the insurance adjuster to support the claimed damage, and hire contractors to repair the damage.… Continue reading Insureds Cannot Shift Burden to Indentify Claimed Damage