Matthew T. Hawk | Gordon & Rees | May 26, 2016 Over the past decade, sustainable—or green—construction has moved from the periphery into the spotlight in many parts of the country. With states such as California and New York writing sustainable building requirements into their building codes, green construction has now become the norm for… Continue reading Sustainable Construction: Too Good to Be True?
Tag: Insurance Claims
Buildings and Roofs Not In “Reasonable Condition” Are Still Covered for Windstorm Losses
Chip Merlin | Property Insurance Coverage Law Blog | May 30, 2016 Insurance companies insure all kinds of buildings in all sorts of conditions. Insurers that decide to insure older structures and buildings with older roofs in various states of wear and tear love to recite exclusionary clauses when those roofs and older structures suffer… Continue reading Buildings and Roofs Not In “Reasonable Condition” Are Still Covered for Windstorm Losses
Hailstorms, Wear and Tear, and Inadequate Maintenance
Chip Merlin | Property Insurance Coverage Law Blog | May 25, 2016 Hailstorms are wreaking havoc as noted in Brandee Bower’s post yesterday, Greetings From Hail Alley. After contacting their insurance companies, some policyholders unfortunately find their insurance companies deny the claims based on exclusions in the insurance contract involving wear and tear as well… Continue reading Hailstorms, Wear and Tear, and Inadequate Maintenance
What Triggers Ordinance or Law Coverage?
Ana Reis | Property Insurance Coverage Law Blog | April 28, 2016 In our practice we are often called upon to represent clients where their claim for ordinance and law coverage has been denied. This is because ordinance and law coverage is one of the most misunderstood and incorrectly interpreted policy provisions there is. Although,… Continue reading What Triggers Ordinance or Law Coverage?
What Is a Permissions Granted Clause and How Does It Affect a Carrier’s Ability to Disclaim Property Losses for Increased Hazards?
Jennifer Van Voorhis | Property Insurance Coverage Law Blog | April 13, 2016 Most home owner policies have a potential coverage defense for “increase of hazard.” An increase of hazard clause generally allows a carrier to disclaim coverage when “a new use is made of the insured property, or when its physical condition is changed from… Continue reading What Is a Permissions Granted Clause and How Does It Affect a Carrier’s Ability to Disclaim Property Losses for Increased Hazards?