Court Finds Coverage when Insurance Company Denied Claim for Pre-Existing Damage

Nicole Vinson | Property Insurance Coverage Law Blog | February 27, 2016 Last month, when presenting at the Windstorm Insurance Network’s 17th Annual Conference in Orlando, my panel discussed the Anatomy of an Insurance Policy. This basic course examined residential and commercial properties, and in both sessions we had lively discussions about some fundamentals. The… Continue reading Court Finds Coverage when Insurance Company Denied Claim for Pre-Existing Damage

Finding Coverage for “ Additional Insured ” Third Circuit Cautions that “Insurer Cannot Bury its Head in the Sand”

Michael H. Sampson, Jay M. Levin, Andrew J. Muha, Douglas R. Widin and Caitlin R. Garber | Reed Smith | February 22, 2016 Executive Summary Using the “four corners” rule, the U.S. Court of Appeals for the Third Circuit decided in Ramara, Inc. v. Westfield Insurance Co., No. 15-1003 (3d Cir. Feb. 17, 2016), that… Continue reading Finding Coverage for “ Additional Insured ” Third Circuit Cautions that “Insurer Cannot Bury its Head in the Sand”

Efficient Proximate Cause Doctrine in California

Kenneth Kan | Property Insurance Coverage Law Blog | February 22, 2016 How should coverage be determined if a loss is caused by a combination of both covered and excluded risks? Two months ago, in Vardanyan v. Amco Insurance Company,1 a California Court of Appeal issued an important decision addressing this issue. The court reaffirmed… Continue reading Efficient Proximate Cause Doctrine in California

Property Insurance Claims? Insurance Attorney Offers Simple Yet Vital Guidelines

Hamid M. Soueidan | Varnum | February 9, 2016 Suffering a loss to personal or business property can be a stressful situation. To make things worse, the process of reporting, submitting, and presenting your insurance claim can be complex. This article shares a few simple – yet vital – best practices I have learned through my experience helping clients… Continue reading Property Insurance Claims? Insurance Attorney Offers Simple Yet Vital Guidelines

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Why Insurers Lose Bad Faith Cases

Matthew J. Smith, Esq. | Claims Management | November 2015 We hear about multimillion dollar verdicts against insurers. Must we accept these as inevitable, or should we evaluate why jurors return these verdicts and what factors drive them? Solutions are closer than we may realize. Jurors promise to treat companies fairly, but the reality is… Continue reading Why Insurers Lose Bad Faith Cases