Robert Trautman | Property Insurance Coverage Law Blog | July 22, 2015 In Part 1 of my review of the Farmers “Next Generation” Homeowner’s Policy, I explored Farmers; new definition of Actual Cash Value. In this post, we are going to explore the new appraisal clause offered by Farmers. The standard appraisal clause in an HO-3… Continue reading Review of the Farmers “Next Generation” Homeowner’s Policy, Part 2: Appraisal
Tag: Insurance Claims
Review of the Farmers “Next Generation” Homeowner’s Policy, Part 1: Actual Cash Value
Robert Trautman | Property Insurance Coverage Law Blog | July 17, 2015 Anyone who has made their living in the insurance claims business over the last few years has heard of the Farmers “Next Gen” policy. I thought it would be a good idea to look at this policy and compare it to the standard HO… Continue reading Review of the Farmers “Next Generation” Homeowner’s Policy, Part 1: Actual Cash Value
“Dazed and Confused” about Ambiguity in Texas
Patrick C. McGinnis | Property Insurance Coverage Law Blog | July 6, 2015 I have been handling property damage cases since Hurricane Rita hit the Beaumont, Texas area in 2005. Much more prevalent these days are allegations that a provision of the insurance policy is ambiguous, and therefore, must be interpreted in a way more… Continue reading “Dazed and Confused” about Ambiguity in Texas
Texas Court Rejects Ambiguity Arguments Bottomed on a Single Phrase
Dick Bennett | Property Insurance Law Observer | July 7, 2015 Last Thursday in King v. Burwell, 2015 WL 2473448, 2015 U.S. LEXIS 4248 (U.S., Jun. 25, 2015), Chief Justice Roberts explained that “[a] provision that may seem ambiguous in isolation is often clarified by the remainder of the statutory scheme” when construing a law. … Continue reading Texas Court Rejects Ambiguity Arguments Bottomed on a Single Phrase
Is Matching Required in Missouri?
Brandee Bower | Property Insurance Coverage Law Blog | June 29, 2015 In the area of property damage law, one of the hot topics these days is matching. If only a portion of a structure is damaged and the material to be used to repair or replace the damaged portion is no longer available, is the… Continue reading Is Matching Required in Missouri?