Chip Merlin – July 18, 2014 Intelligent policyholders are not sticking around when their house is being destroyed documenting how much damage was caused by wind and then the flood that accompanies most of these catastrophic events. Yet, their insurance companies want to act as if their policyholders can play god. They demand that policyholder… Continue reading Policyholders Can Fully Collect Under a Flood Policy and a Wind Policy at the Same Time
Tag: Insurance Claims
Policyholders Must Be Vigilant for Construction Defect Exclusions, Including For Impaired Property to Combat Insurance Companies’ Drastic Measures (and Big Money)
Florida’s Fourth DCA in Donovan v. Florida Peninsula: 2011 Statute of Limitations for Homeowners’ Insurance Claims is Not Retroactive
Todd Legal, PA – July 10, 2014 In Donovan v. Florida Peninsula, Florida’s Fourth DCA recently issued a short but informative decision clarifying the statute of limitations for Florida homeowners insurance claims. Donovan’s case involved a 2005 insurance claim for hurricane damage. The question was whether the 2011 version of Fla. Stat. 95.11(2)(e) applied to… Continue reading Florida’s Fourth DCA in Donovan v. Florida Peninsula: 2011 Statute of Limitations for Homeowners’ Insurance Claims is Not Retroactive
When Is a Construction Defect a Mere Business Risk and Not Insurable?
Adjusting Hailstorm Damage Insurance Claims from Photographs
Chip Merlin – June 23, 2014 Insurance adjusters are taught to investigate coverage and evaluate damage. Good faith performance requires that this be done in a prompt, thorough, and honest manner. Most adjusters are taught to document what they see in the field through photographs, video, and the collection of evidence. Good faith also requires… Continue reading Adjusting Hailstorm Damage Insurance Claims from Photographs