Kevin Pollack | Property Insurance Coverage Law Blog | October 22, 2016 In California, if a property insurance policy does not specifically require a collapse to be complete or actual falling down to trigger coverage, then an imminent (i.e., impending) collapse will probably trigger coverage.1 However, on the flipside, if a policy does specifically require… Continue reading Do All Insurance Policies Require a Total Collapse to Trigger Collapse Coverage?
Tag: insurance coverage
Retroactive Dates Punch Gaps into Insured’s Coverage
Dwain Clifford | The Policyholder Report | October 20, 2016 Most professional-liability policies are written on a “claims-made” basis, which provides coverage for lawsuits filed against the insured during the policy period — even for damages caused by some professional negligence that occurred long before the policy was issued (and, perhaps, for some mistake at… Continue reading Retroactive Dates Punch Gaps into Insured’s Coverage
When the Damage is Done Are You Prepared to Litigate Against Your Insurance Company?
Kara Cleary | Barnes & Thornburg LLP | October 11, 2016 In the wake of Hurricane Matthew, there will certainly be a wave of claims and possible denials of coverage by insurance companies. Before the storm hit, we heard a great deal about “preparedness” for the storm. But, how prepared is your company if it… Continue reading When the Damage is Done Are You Prepared to Litigate Against Your Insurance Company?
New Oregon Opinion Does Not Preclude Assertion of Coverage Defenses
Kevin Clonts | Rizzo Mattingly Bosworth PC | October 5, 2016 Many are hailing the Oregon Supreme Court’s recent decision in FountainCourt Homeowners’ Assoc. v. American Family as “closing loopholes for insurers” and as barring insurers from litigating coverage issues after a verdict against the insured. However, the case’s actual holdings are much narrower, and the court could… Continue reading New Oregon Opinion Does Not Preclude Assertion of Coverage Defenses
What Makes a “Complete” Roof?
Shane Smith | Property Insurance Coverage Law Blog | August 31, 2016 The Utah Court of Appeals ruled last week that a homeowners’ insurance policy did not cover water damage where the house did not have a “complete” roof.1 In this case, the Poulsens were in the process of replacing roof shingles on their house… Continue reading What Makes a “Complete” Roof?