New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

Wally Zimolong | Supplemental Conditions | August 23, 2016 The lack of insurance coverage for a contractor’s faulty workmanship is the bane of both homeowners looking to recover damage for defective work and contractors seeking to defend against such claims.  In many states, like Pennsylvania, courts hold that faulty workmanship is not an “occurrence” that… Continue reading New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

Testing Your Mettle What you Need to Know about Court Rulings on Cosmetic Hail Damage to Metal Roofs

Justin Kestner and Kevin J. Kennedy | Claims Management | July 21, 2016 Imagine this scenario: You are a claims professional who arrives at a building to evaluate whether or not there is hail damage to a metal roof. After gaining access to the roof, you observe a few shallow dimples in some of the… Continue reading Testing Your Mettle What you Need to Know about Court Rulings on Cosmetic Hail Damage to Metal Roofs

Dispelling Myths about Insurance Coverage of Defective Construction

Stan Martin | Commonsense Construction Law LLC | August 11, 2016 Lawsuits over defective construction often result in one or more parties attempting to invoke insurance coverage, at least to cover defense costs if not to cover the underlying claims. Some fifty years after courts began parsing the extent of insurance coverage for construction defects,… Continue reading Dispelling Myths about Insurance Coverage of Defective Construction

New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor

Dentons | August 9, 2016 On August 4, 2016, the New Jersey Supreme Court affirmed an intermediate court’s ruling that where a subcontractor’s defective work causes physical damage to other, nondefective parts of a general contractor’s project, it constitutes “property damage” caused by an “occurrence” under the general contractor’s standard CGL policy. Cypress Point Condominium… Continue reading New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor

Supplemental Insurance Claims – Insureds Beware of Requirements Outside the Policy

Christina Phillips | Property Insurance Coverage Law Blog | July 5, 2016 Supplemental insurance claims are becoming more common, especially on large projects where additional loss and damage may be discovered while completing the repairs or replacement. But what happens when the insurance company places conditions or limitations not contained within the policy upon the… Continue reading Supplemental Insurance Claims – Insureds Beware of Requirements Outside the Policy