Can an Insured Recover from Their Insurance Broker If the Broker Fails to Obtain the Coverage Requested, or Misrepresents Coverage?

Kevin Pollack | Property Insurance Coverage Law Blog | August 18, 2017 If an insurance broker fails to obtain the insurance coverage requested or misrepresents the scope or extent of coverage, does an insured have a claim against the broker when the insurance they expected to cover their loss does not as a result of… Continue reading Can an Insured Recover from Their Insurance Broker If the Broker Fails to Obtain the Coverage Requested, or Misrepresents Coverage?

No Collapse Coverage Where Policy’s Collapse Provisions Deleted

Tred Eyerly | Insurance Law Hawaii | July 24, 2017 The federal district court found there was no coverage for the homeowners’ collapse claim because the collapse provisions were deleted from the policy. Gueng-Ho Kim v. State Farm Fire & Cas. Co., 2017 U.S. Dist. LEXIS 97871 (D. Conn. June 26, 2017). The homeowners purchased their… Continue reading No Collapse Coverage Where Policy’s Collapse Provisions Deleted

The Metaphysics of When an Accident is an “Accident” (or Not) Under Your Insurance Policy

Garret Murai | California Construction Law Blog | July 31, 2017 As an undergrad, I remember taking an introductory philosophy class. When we came to the chapter on metaphysics our professor asked what makes an apple an apple? “We have a specific name for it, presumably, to distinguish it from other things,” she said. “But what makes… Continue reading The Metaphysics of When an Accident is an “Accident” (or Not) Under Your Insurance Policy

The Importance of Careful Coverage Analysis

Heather Howell Wright | Bradley | July 2017 Ohio has joined the majority of jurisdictions in holding that a general liability policy may provide coverage for claims made by a project owner for property damage allegedly caused by the defective work of a subcontractor. In Ohio Northern Univ. v. Charles Constr. Serv., Inc., an Ohio appeals court… Continue reading The Importance of Careful Coverage Analysis

Washington Federal Court Rejects Policyholder’s “Separate Claim” Argument

Jason Morris | PropertyCasualtyFocus | July 14, 2017 In April, a federal district court in the Western District of Washington issued a decision in National Union Fire Insurance Co. v. Zillow, Inc.While at first blush, it may seem only of interest to those who work with media policies, this decision has potential broader application. In short,… Continue reading Washington Federal Court Rejects Policyholder’s “Separate Claim” Argument