Nora Valenza-Frost | PropertyCasualtyFocus | September 14, 2018 Courts sometimes struggle with the issue of whether property damage arising in the context of a contractual relationship, particularly in construction contracts, constitutes an “occurrence” under a standard commercial general liability (CGL) policy. Generally, but not always – and it varies from jurisdiction to jurisdiction – courts… Continue reading Underlying Assertion of Negligent Misrepresentation Is Not Necessarily an Occurrence
Tag: property damage
Wind, Flood or Storm Surge: Pick Your Peril Carefully
Geoffrey Greeves | It Pays to Be Covered | September 4, 2018 A catastrophic loss, such as a hurricane strike, can force any company out of business, even if it is insured. Although a business does not suffer any direct physical damage to its facilities, fickle natural disaster events can disrupt a company’s entire supply chain,… Continue reading Wind, Flood or Storm Surge: Pick Your Peril Carefully
What Constitutes an “Abrupt Collapse”?
Edward Eshoo | Property Insurance Coverage Law Blog | September 3, 2018 Most property insurance policies provide additional coverage for direct physical loss of or damage to covered property caused by or resulting from an “abrupt collapse.”1 In Hoban v. Nova Casualty Company,2 a California federal district court recently addressed the meaning of the phrase “abrupt collapse,” which… Continue reading What Constitutes an “Abrupt Collapse”?
Total Loss and Constructive Total Loss in Florida
Chip Merlin | Property Insurance Coverage Law Blog | September 11, 2018 Total loss and constructive total loss concepts in Florida are often confused with automobile total loss situations and exclusions and coverages related to Ordinance or Laws. We recently were asked about building law and ordinances which required a building to be demolished per… Continue reading Total Loss and Constructive Total Loss in Florida
Attorneys’ Fees Awarded “Because Of” Property Damage Are Covered by Policy
Tred R. Eyerly | Insurance Law Hawaii | August 6, 2018 The Ninth Circuit upheld the District Court’s decision that the insured Association of Apartment Owners was entitled to coverage for the attorneys’ fees incurred [prior post here].Ass’n of Apartment Owners of the Moorings, Inc. v. Dongbu Ins. Co., Ltd., 2018 U.S. App. LEXIS 20251 (9th… Continue reading Attorneys’ Fees Awarded “Because Of” Property Damage Are Covered by Policy