Gilbert Lee | Sedgwick Insurance Law Blog | October 24, 2014 In State Farm Fire & Casualty Co. v. McDermott, 2014 WL 5285335 (E.D. Pa. Oct. 15, 2014), a federal court recently held that an insurer has no duty to defend or indemnify its insured against an underlying construction defect lawsuit containing causes of action sounding… Continue reading No CGL Coverage for Faulty Workmanship Under Pennsylvania Law
Tag: property damage
Cosmetic Damage is Physical Damage
Chip Merlin | Property Insurance Coverage Law | October 22, 2014 Property insurance policies cover physical damage to property. Cosmetic damage has traditionally been paid if the damage is greater than the deductible. Lately, some ingenious insurance company lawyers are wrongfully arguing that their stingy insurance company claims managers are correctly not paying for cosmetic… Continue reading Cosmetic Damage is Physical Damage
Cannonball! CGL Policy Does Not Cover Pool Contractor for Subcontractor’s Negligence
Jeffrey Dillon | Sedgwick Insurance Law Blog | October 7, 2014 In Standard Contractors, Inc. v. National Trust Ins. Co., Civil Action No.:7:14-cv-66-HL, the U.S. District Court for the Middle District of Georgia recently granted a commercial general liability insurer’s motion to dismiss a contractor’s coverage action on the ground that the policy’s “Contractors Errors and Omissions” coverage applied only to property damage to the contractors’ work… Continue reading Cannonball! CGL Policy Does Not Cover Pool Contractor for Subcontractor’s Negligence
USAA Seeks Drone Permission
Claims – Journal – October 3, 2014 United Services Automobile Association (USAA), the insurer that specializes in coverage for military families, has filed for permission from the Federal Aviation Administration (FAA) to use unmanned drone aircraft at disaster sites to assess damage. “We’re constantly seeking ways to better serve our members, especially during catastrophes, when… Continue reading USAA Seeks Drone Permission
Illinois Law Bars Coverage for Construction Defects in Insured’s Work
Tred Eyerly – Insurance Law Hawaii – September 24, 2014 Applying Illinois law, the Seventh Circuit determined there was no coverage for faulty workmanship causing property damage to the insured’s project. Nautilus Ins. Co. v. Board of Directors of Regal Lofts Condominium Ass’n, 2014 U.S. App. LEXIS 16250 (7th Cir. Aug. 21, 2014). The developer converted… Continue reading Illinois Law Bars Coverage for Construction Defects in Insured’s Work