The Importance of Training Property Insurance Adjusters

Chip Merlin – Property Insurance Coverage Law Blog – September 11, 2014 The following Farmers Insurance adjuster training document was posted on a public adjuster forum yesterday: Adjusters should get extensive and accurate training about aspects of property damage. Unfortunately, wrong or poor training, especially if it fails to correctly explain what to look for… Continue reading The Importance of Training Property Insurance Adjusters

Determining the Number of Occurrences Arising from Multiple Construction Defects … It Depends on who is Sued

David L. Beck – Pillsbury Winthrop Shaw Pittman LLP – August 15, 2014 The United States District Court for the District of Oregon held that property damage incurred to a condominium project resulting from a myriad of construction defects constituted just one occurrence under the relevant excess general liability policy. In Chartis Specialty Ins. Co.… Continue reading Determining the Number of Occurrences Arising from Multiple Construction Defects … It Depends on who is Sued

California Monsoonal Weather Brings Mud Property Damage to Southern California, But Is It Covered Damage?

Denise Sze – August 5, 2014 The last few weeks has seen unseasonably humid weather in our arid Southern California climate. It’s uncharacteristic for our climate to have high humidity. Last week the monsoonal thunderstorms brought a great tragedy as a young man on the beach of Venice died from a lightning strike off the… Continue reading California Monsoonal Weather Brings Mud Property Damage to Southern California, But Is It Covered Damage?

New York’s Highest Court Holds That A Two-Year Limitation Period Is Unenforceable In Certain Circumstances

Shaun Marker – February 17, 2014 New York’s highest court recently held that a policy limitation period, requiring a lawsuit to be brought within two years from the date of loss, is unreasonable and unenforceable…at least under certain circumstances.1 The case involved a loss to an office building severely damaged by fire. The policyholder had… Continue reading New York’s Highest Court Holds That A Two-Year Limitation Period Is Unenforceable In Certain Circumstances

The Right to Repair Act Does Not Apply to Cases With Actual Property Damages

Jampol Zimet LLP – November 12, 2013 The California Court of Appeals ruled this summer, in a surprising decision that has shaken the building industry, that the Right to Repair Act does not apply in cases where a home has suffered actual damages. In the case before the Court, Liberty Mutual Insurance Company v. Brookfield… Continue reading The Right to Repair Act Does Not Apply to Cases With Actual Property Damages