Corey Setterlund | Marshall Dennehey Greenaker v. Universal Prop. & Cas. Ins. Co., Case No. 2D2024-1964, (Fla. 2nd DCA May 8, 2026). The plaintiffs filed a breach of contract suit against Universal for refusal to pay for all of plaintiffs’ damages from a storm in November 2020. Universal filed a motion in limine to prevent the… Continue reading Court Reaffirms That Actual Cash Value Includes Labor and Overhead, Not Just Materials
Category: Insurance
The Ensuing-Loss Doctrine and Defective Work Exclusions: Recent Case Law and the Impact on Commercial Property Insurance Claims
Mackenzie Moy | Zelle Commercial property and builder’s risk disputes involving defective work continue to generate significant disputes and litigation. One of the most consequential battlegrounds remains the interpretation and application of the “ensuing loss” (or “resulting loss”) clause. For claims professionals and coverage counsel alike, understanding how courts interpret these provisions is essential to… Continue reading The Ensuing-Loss Doctrine and Defective Work Exclusions: Recent Case Law and the Impact on Commercial Property Insurance Claims
AI is Reshaping Insurance: WhatClaims Pros and Lawyers MustKnow Now
Jessica J. Gross | Rumberger | Kirk Artificial intelligence has become a significant industry trend that is here to stay. Insurers no longer use AI as an experimental tool but instead have ingrained it into everyday insurance operations. Notably, carriers utilize AI for underwriting, pricing, claim intake and claims processing. The direct impact of AI… Continue reading AI is Reshaping Insurance: WhatClaims Pros and Lawyers MustKnow Now
After the Hail Stops and Writing a Scope That Holds Up
Claims Pages Building Defensible Roof Estimates and Handling Supplements Without Turning Every Contractor Into an Adversary Welcome to this month’s editorial series, “After the Hail Stops.” When the sky clears and the noise dies down, the real work begins, and for adjusters that work is rarely simple. Roofing and hail claims sit at the intersection… Continue reading After the Hail Stops and Writing a Scope That Holds Up
Damage or Just Age
Claims Pages Separating Legitimate Hail Impact From Granule Loss Blistering Foot Traffic and Manufacturing Defects An adjuster I worked with early in my career had a habit of repeating the same warning every time we pulled up to a roof. A roof will show you anything you want to see if you go up there… Continue reading Damage or Just Age