Joshua Tumen and John Juhoon Oh | Property Insurance Law Observer In 453 Laurel Rd Holdings, LLC v. State Farm Fire & Casualty Co., No. 6:25-cv-00094-REW-HAI, 2026 WL 3230469 (E.D. Ky. Oct. 28, 2026), the United States District Court for the Eastern District of Kentucky vacated an appraisal award because the appraisers and umpire valued… Continue reading Court Vacates Appraisal Award Exceeding Agreed Scope
Category: Insurance
California’s Smoke Damage Recovery Act: Key Provisions and Requirements
German A. Marcucci | Ropers Majeski Effective January 1, 2027, California’s Assembly Bill 1795, the Smoke Damage Recovery Act, establishes protections for residential wildfire smoke-damage claims and new requirements for insurers and claims professionals. Coverage, testing, and safe occupancy The Act creates a rebuttable presumption that smoke damage resulted from a wildfire when wildfire smoke,… Continue reading California’s Smoke Damage Recovery Act: Key Provisions and Requirements
Recovering From Water Damage in Florida? Understanding How to Navigate the Claims Process
Richard Giller | GreenspoonMarder Historic rainfall and water intrusion from king tides have left homes, condominiums, and businesses along Florida’s East Coast facing significant property damage and difficult insurance questions. From water intrusion into the first floors of homes and businesses and damaged personal property to water causing interruption in businesses and costly repairs, many… Continue reading Recovering From Water Damage in Florida? Understanding How to Navigate the Claims Process
Hidden Home Damage After A Storm: Understanding Johnson v. Davis Claims In Florida
Brian Stephens | Lowndes Following hurricanes and other natural disasters, our attorneys frequently receive calls from homeowners who discover previously unknown damage while making repairs to their homes. As walls are opened, roofing materials are removed, or damaged areas are exposed, homeowners sometimes uncover evidence of prior water intrusion, structural damage, or inadequate repairs that… Continue reading Hidden Home Damage After A Storm: Understanding Johnson v. Davis Claims In Florida
Shorter Deadlines, Greater Exposure: Washington Amends Claims Handling Regulations
Galina Kletser Jakobson, Luisa Taddeo and Jonah M. Haseley | Freeman Mathis & Gary The Washington State Office of the Insurance Commissioner (“OIC”) recently adopted changes to Washington’s Unfair Claims Settlement Practices Regulation, which went into effect on October 18, 2026. See Wash. Admin. Code (“WAC”) 284-30-300 to -395. These amendments carry significant ramifications for… Continue reading Shorter Deadlines, Greater Exposure: Washington Amends Claims Handling Regulations