Risk & Insurance AI-related incidents rose approximately 50% year over year from 2022 to 2024, and exposure is building across multiple insurance lines, according to WTW’s Willis Research Network. Artificial intelligence has moved from operational experiment to embedded infrastructure across insurance and corporate risk functions, but governance, liability frameworks, and coverage structures have not kept… Continue reading AI Liability Is No Longer a Future Problem for Risk Managers
Category: Insurance
What’s the Rush? When Repairs Are Not “Improvements” in Minnesota
Gus Sara | The Subrogation Strategist In Haire-Cochran v. 24 Restore, Inc., No. A25-1206, 2026 Minn. App. LEXIS 153, the Court of Appeals of Minnesota (Court of Appeals) addressed whether construction work performed after a fire loss to a property constituted an “improvement to real property” under Minnesota Statute of Limitations, section 541.051, subdivision 1(a). The… Continue reading What’s the Rush? When Repairs Are Not “Improvements” in Minnesota
Minnesota Court of Appeals Holds that an Insurer’s Reservation of Rights Can Entitle an Insured to Select Independent Counsel
John A. Knapp and Brandon Batchelor | Stinson On June 1, 2026, the Minnesota Court of Appeals issued a decision in Fabyanske, Westra, Hart & Thomson, P.A. v. Western National Mutual Insurance Company, in which the court held that a conflict of interest on the part of counsel hired by an insurance carrier can entitle an… Continue reading Minnesota Court of Appeals Holds that an Insurer’s Reservation of Rights Can Entitle an Insured to Select Independent Counsel
Court Rejects Discovery Into Other Policies in Tornado Coverage Dispute
Joshua Tumen and Marissa Cunha | Property Insurance Law Observer In 5th and Main Condominium Association, Inc. v. Great American Insurance Company of New York, 2026 WL 1103277 (M.D. Tenn. 2026), the United States District Court for the Middle District of Tennessee denied the insured’s motion to compel discovery seeking information about alleged “mismatched exclusions” contained… Continue reading Court Rejects Discovery Into Other Policies in Tornado Coverage Dispute
Appraisal on Trial: Florida Courts Draw Sharper Lines on Award Authority
Michael Shifrin | Bressler, Amery & Ross For decades, appraisal has been a central feature of Florida property insurance disputes. Designed to resolve disagreements over the amount of loss, appraisal was never intended to displace litigation altogether. In recent years, appraisal has become far more contested. Courts are now scrutinizing appraisal awards more closely, carriers… Continue reading Appraisal on Trial: Florida Courts Draw Sharper Lines on Award Authority