Andrea DeField and Alex D. Pappas | Hunton Andrews Kurth “Loss or damage.” “Caused by or resulting from.” “Faulty, inadequate or defective.” “Direct physical loss of or damage to.” In coverage litigation, phrases like these can launch a familiar argument: if an insurance policy uses two different words, each must mean something different. Otherwise, one… Continue reading When Two Words Do Not Necessarily Do Two Jobs: Legal Doublets and Surplusage in Insurance Policies
Category: Insurance
Are We Training Claims Adjusters or Claims Processors?
Chris Casaleggio | Claims Journal I started my career as a writer. Not an insurance professional. Not an adjuster. A writer. When I eventually took a chance on claims, I assumed I was changing careers completely. I was wrong. The more claims I handled, the more I realized there was a lot of journalism in… Continue reading Are We Training Claims Adjusters or Claims Processors?
Moisture Mapping for Insurance Claims: Documenting Water Damage
Derrick A. Denis | J.S. Held Introduction Water damage moves fast. Moisture can slip under floors, into wall cavities, and behind finishes that still look fine on the surface. If that hidden moisture is not found and clearly documented, it can lead to mold, structural problems, and stressful arguments over what your insurance policy will… Continue reading Moisture Mapping for Insurance Claims: Documenting Water Damage
When Is a Personal Injury Case Ready for Mediation? Evidence, Credibility and Settlement Strategy
Hon. Thomas Drechsler and Hon. Robert D. Foiles | JAMS In this episode of the JAMS podcast, JAMS neutrals Hon. Robert D. Foiles (Ret.) and Hon. Thomas Drechsler (Ret.) explore how personal injury cases are evaluated, what makes a claim ready for meaningful settlement discussion, and how digital evidence, credibility, and settlement strategy can shape the path to resolution.… Continue reading When Is a Personal Injury Case Ready for Mediation? Evidence, Credibility and Settlement Strategy
Why Continuous Monitoring Will Define AI Insurance (and What it Changes for Insurers)
Jeanette Flowers | Browne Jacobson Continuous monitoring is potentially becoming an actuarial substitute for missing AI loss history, by allowing insurers to observe, price, and control autonomous-system risk in real time and reshaping underwriting, claims, and product design in the process. Autonomous AI systems break the basic premise behind traditional underwriting: that the insured risk… Continue reading Why Continuous Monitoring Will Define AI Insurance (and What it Changes for Insurers)