Tracey Jordan and Joshua Tumen | Cozen O’Connor Major construction on a crowded urban lot almost inevitably causes issues with adjoining property owners. A recent New York decision confirms that when the earth moves, earth movement exclusions may preclude coverage. In Gogam v. Admiral Indemnity Co., 2026 WL 2595045 (N.Y. Sup. Ct. Aug. 21, 2026), the… Continue reading When the Ground Gives Way, So Does Coverage: New York Applies Earth Movement Exclusion to Adjacent Construction
Category: Insurance
When Two Words Do Not Necessarily Do Two Jobs: Legal Doublets and Surplusage in Insurance Policies
Andrea DeField and Alex D. Pappas | Hunton Andrews Kurth “Loss or damage.” “Caused by or resulting from.” “Faulty, inadequate or defective.” “Direct physical loss of or damage to.” In coverage litigation, phrases like these can launch a familiar argument: if an insurance policy uses two different words, each must mean something different. Otherwise, one… Continue reading When Two Words Do Not Necessarily Do Two Jobs: Legal Doublets and Surplusage in Insurance Policies
Are We Training Claims Adjusters or Claims Processors?
Chris Casaleggio | Claims Journal I started my career as a writer. Not an insurance professional. Not an adjuster. A writer. When I eventually took a chance on claims, I assumed I was changing careers completely. I was wrong. The more claims I handled, the more I realized there was a lot of journalism in… Continue reading Are We Training Claims Adjusters or Claims Processors?
Moisture Mapping for Insurance Claims: Documenting Water Damage
Derrick A. Denis | J.S. Held Introduction Water damage moves fast. Moisture can slip under floors, into wall cavities, and behind finishes that still look fine on the surface. If that hidden moisture is not found and clearly documented, it can lead to mold, structural problems, and stressful arguments over what your insurance policy will… Continue reading Moisture Mapping for Insurance Claims: Documenting Water Damage
When Is a Personal Injury Case Ready for Mediation? Evidence, Credibility and Settlement Strategy
Hon. Thomas Drechsler and Hon. Robert D. Foiles | JAMS In this episode of the JAMS podcast, JAMS neutrals Hon. Robert D. Foiles (Ret.) and Hon. Thomas Drechsler (Ret.) explore how personal injury cases are evaluated, what makes a claim ready for meaningful settlement discussion, and how digital evidence, credibility, and settlement strategy can shape the path to resolution.… Continue reading When Is a Personal Injury Case Ready for Mediation? Evidence, Credibility and Settlement Strategy