Advise & Consult, Inc. Artificial intelligence was projected to streamline insurance claims handling by automating repetitive workflows and accelerating turnaround times. However, industry feedback indicates a counterintuitive trend: rather than reducing friction, uncritical adoption of generative AI has introduced a new class of administrative friction widely termed “workslop”—or more specifically in our sector, “claimslop.” Key… Continue reading The Rise of “Claimslop” and Administrative Burden in Insurance Claims Handling
Category: Insurance
Arizona Supreme Court Defines “Fortuitous Loss” in Insurance Coverage Disputes
Jared Bruttig and Andrew McNichol | Husch Blackwell In a significant decision for insurers and policyholders, on September 1, 2026, the Arizona Supreme Court in Industrial Park Center, LLC v. Great Northern Insurance Co. defined what constitutes a “fortuitous loss” in an insurance policy in response to a certified question from the U.S. Court of… Continue reading Arizona Supreme Court Defines “Fortuitous Loss” in Insurance Coverage Disputes
Recovery Starts Before the Loss: What Claims Professionals Know About Severe Weather Preparedness
Jesse Kohlbecker | Claims Journal For years, the conversation around severe weather preparedness has focused on what happens before and during a storm: evacuation routes, emergency supplies, weather alerts, and shelter plans. Those measures are critical, and they save lives. But after more than 20 years helping families, businesses, and communities recover from catastrophic losses,… Continue reading Recovery Starts Before the Loss: What Claims Professionals Know About Severe Weather Preparedness
What We Have Learned From Wildfire Smoke Claims
Advise & Consult, Inc. Below is a focused litigation briefing of the July 16, 2026, order in Thomas Pollock, et al. v. Federal Insurance Company, tailored for attorney and coverage counsel analysis of standing-home wildfire smoke and partial-loss claims. Case Overview Key Strategic Takeaways for Litigators 1. Direct Physical Loss vs. Contamination (Addressing Another Planet)… Continue reading What We Have Learned From Wildfire Smoke Claims
Eleventh Court to Clarify What Counts as Actual Cash Value
Advise & Consult, Inc. The legal debate surrounding the definition of Actual Cash Value (ACV) in commercial property insurance has escalated to the Eleventh Circuit Court of Appeals (The Breakwater Commons Association, Inc. v. Empire Indemnity Insurance Company, Case No. 26-12548). At issue is whether insurers can unilaterally reclassify portions of a binding appraisal award—specifically… Continue reading Eleventh Court to Clarify What Counts as Actual Cash Value