Category: Insurance

Choosing the Appropriate Approach for Loss Assessments

Crosby MacDonald, Nikola Stambolic, and Adnan Girach | BRG Introduction Economic losses caused by a wrongful action can take many forms. As the first step towards claiming compensation for a loss, a claimant will normally define that loss in the context of the specific circumstances of its claim. For example, a claimant could say that… Continue reading Choosing the Appropriate Approach for Loss Assessments

Wisconsin Supreme Court Reaffirms “Ensuing Loss” Doctrine in Defective Construction and Rainwater Claims

Advise & Consult, Inc. Synopsis In a highly anticipated decision, the Wisconsin Supreme Court in Cincinnati Insurance Company v. Ropicky addressed the critical intersection of construction defect exclusions, ensuing loss provisions, and concurrent causation. The ruling serves as a vital precedent for policyholders, clarifying that subsequent water intrusion damage resulting from an excluded design or… Continue reading Wisconsin Supreme Court Reaffirms “Ensuing Loss” Doctrine in Defective Construction and Rainwater Claims

For Businesses and Litigators, Insurance Coverage Is a Litigation Strategy, Not Just a Risk Management Issue

A. David Fawal | Butler Snow So your business (or your client’s business) just got sued.  What started out as a nice day just turned sour.  Now what do you do?  If you are like most businesses, after being served with a lawsuit, the first call is often to litigation counsel. But what about the… Continue reading For Businesses and Litigators, Insurance Coverage Is a Litigation Strategy, Not Just a Risk Management Issue

AI in Insurance: The Real Test Is Readiness, Not Technology

Kathryn Rattigan | Robinson + Cole After several years of experimenting with generative AI, machine learning, and AI agents, many insurers are no longer asking whether AI belongs in the business. The harder question is whether a pilot is ready to scale. The answer usually is not found in the model architecture or the novelty… Continue reading AI in Insurance: The Real Test Is Readiness, Not Technology

When Claims and Litigation Surge, Something Has to Give — It Doesn’t Have to Be Quality

LegalMation There is a version of this that happens slowly. Social inflation pushes up severity. Filing rates tick upward quarter over quarter. The litigation docket grows, attorneys carry more files, and somewhere in the middle of it all the claims organization realizes it is structurally understaffed for the volume it is managing. And there is… Continue reading When Claims and Litigation Surge, Something Has to Give — It Doesn’t Have to Be Quality