Anthony R. O’Donnell | Insurance Innovation Reporter Mutual insurers have long faced a structural dilemma. Deeply rooted in their communities and guided by a member-first ethos, they often lack the scale, capital, and technical talent enjoyed by large national carriers. The question is not whether technology can help close that gap, but whether it can… Continue reading AI as a Force Multiplier for Mutual Insurers
Category: Insurance
AI in Claims Processing: What It Means for Bad Faith Litigation
Christopher Jones | Sands Anderson Many insurance companies are moving quickly to incorporate advanced forms of AI into their processes. Last year, 90% reported they were evaluating whether and how to utilize generative AI, and more than half said they had already begun implementing it. Claims handling is a primary focus of these efforts. There… Continue reading AI in Claims Processing: What It Means for Bad Faith Litigation
AI in Insurance: Innovation, Exposure, and the New Frontier of Claims and Liability
Jonathan Held, James E. Malackowski, Katie Twomey, Mike Gaudet, Christopher Herron, Brooks Armstrong, Theresa Chimento, Timothy Gillihan, Micah Pilgrim, Christopher Wilkens, Colin Young, William Zoeller | JS Held The Brief Legal advisors should read this article to: Insurance advisors should read this article to: Executive Summary As artificial intelligence (AI) reshapes the insurance landscape, insurers face a… Continue reading AI in Insurance: Innovation, Exposure, and the New Frontier of Claims and Liability
No Coverage for Claim Made During Policy Period but Reported After Policy Period
Andrea Martinez | Wiley Rein The U.S. District Court for the Southern District of Illinois, applying Illinois law, has held that there is no coverage under a claims-made policy for a claim made during the policy period but reported after the policy period expired. Berkley Ins. Co. v. Caraway, 2025 WL 3280220 (S.D. Ill. Nov. 25,… Continue reading No Coverage for Claim Made During Policy Period but Reported After Policy Period
California Bill Seeks to Add ‘Transparency’ to Aerial Images Used by Insurers
Insurance Journal A California lawmaker is pushing to require insurers to notify homeowners in advance of taking or using aerial images of their property, and to stop insurers from basing decisions to cancel, non-renew, or reduce coverage based on aerial images older than 180 days. Assembly Bill was introduced last week by Assemblymember Lisa Calderon,… Continue reading California Bill Seeks to Add ‘Transparency’ to Aerial Images Used by Insurers