William Rabb | Insurance Journal Insureds cannot rely on the word of an insurance adjuster—even one hired by the insurer—to show that a homeowners’ policy covers sewage backup, a federal appeals court said in a case that underscored the sanctity of policy exclusions but also raised questions. “While we respect the unfortunate nature of events… Continue reading State Farm Adjuster’s Opinion Does Not Override Policy Exclusion in MS Sewage Backup
Tag: insurance
Navigating Commercial Property And Cyber Insurance Claims
Kyle A. Smith | Ankura A Forensic Accountant’s Perspective When disaster strikes, the difference between a smooth recovery and a drawn-out claims process often comes down to how effectively an organization manages its insurance claim. By proactively addressing common issues early in the process, organizations can achieve a more efficient and predictable recovery, reduce disruption,… Continue reading Navigating Commercial Property And Cyber Insurance Claims
Pennsylvania Supreme Court to Decide Whether Key Exceptions Could Erode the 12-Year Construction Statute of Repose
Christian Higgins | Marshall Dennehey The Pennsylvania Supreme Court has accepted review in two matters that could materially affect the scope and predictability of Pennsylvania’s 12-year construction statute of repose, potentially expanding exposure for design professionals, contractors and others involved in improvements to real property. In Aloia, the court is poised to address whether the statute’s… Continue reading Pennsylvania Supreme Court to Decide Whether Key Exceptions Could Erode the 12-Year Construction Statute of Repose
Nevada Appellate Courts Close January with Three Consequential Civil Decisions
Michael Lowry | Wilson Elser Nevada’s appellate courts closed January 2026 with three significant civil opinions, each clarifying a doctrinal boundary that has meaningful implications for litigants and insurers. Together, the decisions refine premises-liability standards, expand remedies available to excess insurers, and establish a formal framework for anonymous pleading in civil cases. 1. Court of… Continue reading Nevada Appellate Courts Close January with Three Consequential Civil Decisions
Defining Indemnity in the Context of Actual Cash Value Calculations
Jonathan C. Held and Heidi Hudson Raschke | J.S. Held “The basic premise of traditional property insurance is the concept of indemnity. The insured who suffers a covered loss is entitled to receive full, but not more than full, value for the loss suffered, to be made whole but not be put in a better… Continue reading Defining Indemnity in the Context of Actual Cash Value Calculations