Chip Merlin | Property Insurance Coverage Law Blog | November 18, 2019 Judges should stop with the fiction that policyholders have a duty to read their insurance policies before a loss. They do not read all the insurance contracts they purchase, and nobody does. Even if they read their policies, most people would not understand… Continue reading Nobody Should Be Expected To Read Every Insurance Contract They Purchase
Tag: Insurance Contract
“An” Versus “Any”: When One Word Makes a Profound Difference in an Insurance Contract
Jeff Collins | Jones, Skelton & Hochuli PLC | November 14, 2018 A fundamental principle of insurance is that it provides a safety net for fortuitous events which may create liability against the insured. Equally fundamental is the principle that liability insurance policies do not insure foreseen, expected or intentional acts or omissions of an… Continue reading “An” Versus “Any”: When One Word Makes a Profound Difference in an Insurance Contract
Examinations Under Oath of Multiple Parties for the Same Claim
David Furtado – November 30, 2013 When an insurance company requests an Examination Under Oath of multiple parties in the same claim such as a husband and a wife, it has been my practice to have spouses attend each other’s Examination Under Oath absent a policy provision in the insurance contract that prevents this practice.… Continue reading Examinations Under Oath of Multiple Parties for the Same Claim