Nancy Polomis | Hellmuth & Johnson | November 1, 2019 I recently had a conversation with an insurance agent who acknowledged he “didn’t deal much with homeowners associations.” His client lived in an association, and had suffered damage within his townhome that the agent thought should be covered under the association’s master insurance policy. He… Continue reading Insurance Myths: Does “Full Replacement Cost” Insurance Requirement Really Mean an Association has to Cover Everything?
Month: November 2019
Attacking Those That Help Policyholders Rebuild, Make Claims, and Battle Insurance Companies
Chip Merlin | Property Insurance Coverage Law Blog | November 4, 2019 The Tampa Bay Times published an article yesterday which should be of concern to all policyholders. Florida’s elected official who then overseas the Department of Financial Services is calling for a 30-day time period for policyholders to cancel public adjusting contracts. One can imagine what is… Continue reading Attacking Those That Help Policyholders Rebuild, Make Claims, and Battle Insurance Companies
Public Adjuster Not Entitled to Fee When it Fails to Prove What Amounts Were Owed
Chip Merlin | Property Insurance Coverage Law Blog | November 3, 2019 Public adjusters sometimes find themselves in disputes with their own clients. Public adjusters should be paid fees for services they perform as promised in their contracts. Failing to provide those services or performing services which harm rather than help the policyholder will invariably… Continue reading Public Adjuster Not Entitled to Fee When it Fails to Prove What Amounts Were Owed
Court Finds Animals Incapable of Vandalism or Malicious Mischief for Insurance Purposes (and all other purposes, too)
Alex Silverman | Property Casualty Focus | October 31, 2019 I am willing to go out on a limb and say that if asked whether an animal, say, a raccoon, is capable of committing malicious criminal acts, most humans would agree that the issue is beyond dispute. But, alas, most humans would be wrong (apparently… Continue reading Court Finds Animals Incapable of Vandalism or Malicious Mischief for Insurance Purposes (and all other purposes, too)
An Insurer’s Potential Fraud Claim Against Insured Was “No Reason to Stop or Stay Appraisal,” Court Rules
Iris Kuhn | Property Insurance Coverage Law Blog | November 1, 2019 On October 2, 2019, the U.S. District Court for the Middle District of Florida ruled that a dispute between an insurance company and its policyholder should proceed to appraisal despite insurance company’s allegations that it had discovered what it called evidence of fraud.… Continue reading An Insurer’s Potential Fraud Claim Against Insured Was “No Reason to Stop or Stay Appraisal,” Court Rules