Eduardo A. Maura | Ayala Law Dealing with property damage is stressful enough. Whether it’s mold creeping through your walls, water damage from a busted pipe, or the aftermath of a fire, homeowners and property owners turn to insurance to help them recover. But then comes the surprise: the insurance company denies your claim, citing… Continue reading Mold, Water Damage & Fire Claims: The ‘Excluded Perils’ Clause That Can Ruin Your Payout
Month: May 2025
Homeowner Allowed to Amend Complaint to Demonstrate Third-Party Beneficiary Status Under Lender-Placed Policy
Tred R. Eyerly | Insurance Law Hawaii The homeowner’s complaint was improperly dismissed without leave to amend to demonstrate she was a third-party beneficiary of a lender-placed policy on her home. Williams v. Integon Nat’l Ins. Co., 2025 U.S. App LEXIS 6919 (5th Cir. March 25, 2025). Ellen Williams purchased a home… Continue reading Homeowner Allowed to Amend Complaint to Demonstrate Third-Party Beneficiary Status Under Lender-Placed Policy
Maintenance Obligations on a 30-Year-Old Project Let an Owner Sidestep Tennessee’s Statute of Repose
Mason Rollins | BuildSmart In Tri-State Insur. Co. of Minn. a/s/o Campus Chalet, Inc. v. East Tennessee Sprinkler Company, Inc., the Court of Appeals of Tennessee recently addressed whether the state’s four-year statute of repose could shield a contractor from liability in 2020 where the initial construction project was completed in 1992. The court found that… Continue reading Maintenance Obligations on a 30-Year-Old Project Let an Owner Sidestep Tennessee’s Statute of Repose
Where There’s Fire, There’s Smoke … and Smoke Damage Disputes
Shannon L. Santos and David Simantob | Wilson Elser In January 2025, dozens of wildfires ripped through Los Angeles in a way no one could have imagined. We all spent the week in front of televisions waiting to see which direction the winds would take the fires. Those not forced to officially evacuate had bags… Continue reading Where There’s Fire, There’s Smoke … and Smoke Damage Disputes
Four Ways to Master the Twists and Turns of Construction Project Change Orders
Joshua Miles | Construction Executive Under budget, over budget, change orders and labor shortages. Construction projects are not lacking in surprises. Here’s how to be prepared for them. In an industry where projects often run over schedule and over budget, change orders, labor shortages and communication gaps can significantly reduce construction firms’ profits. Delays and… Continue reading Four Ways to Master the Twists and Turns of Construction Project Change Orders