David Adelstein | Florida Construction Legal Updates A professional services exclusion in a commercial general liability policy means something. It’s an exclusion an insurer will rely on to avoid insurance coverage based on “professional services” performed or rendered by the insured. Don’t take it from me. Take it from the recent opinion in Colony Insurance Company v. Coastal… Continue reading Professional Services Exclusion in CGL Policies
Category: Commercial General Liability Policy
Construction Dust is Pollution?
Heather Howell Wright | Bradley A recent insurance coverage decision from the United States District Court for the Northern District of Georgia highlights the difficulties of court interpretation of insurance policies and serves as a warning for contractors regarding application of the Absolute Pollution Exclusion in a General Liability Policy. The case involves injuries sustained… Continue reading Construction Dust is Pollution?
Commercial General Liability Insurance: Don’t Get Caught Slipping Without It
Gabreal Belcastro and John Lingelbach | Koley Jessen Commercial General Liability (“CGL”) insurance, also known as “business liability insurance” or simply “general liability insurance,” is a standard type of business insurance carried by companies to protect against “general claims.” “General claims” are claims brought by customers or other third parties which generally involve bodily injury… Continue reading Commercial General Liability Insurance: Don’t Get Caught Slipping Without It
Anti-Concurrent Causation Endorsements in CGL Insurance Policies: A Word of Caution
David M. McLain | Colorado Construction Litigation While I have not performed exhaustive research into the origin of anti-concurrent causation (“ACC”) endorsements on insurance policies, or how or when they migrated from first-party property policies to commercial general liability (“CGL”) policies, they have done so. The result for Colorado’s construction professionals may rear its ugly… Continue reading Anti-Concurrent Causation Endorsements in CGL Insurance Policies: A Word of Caution
No Coverage for Repairs Made Before Suit Filed
Tred R. Eyerly | Insurance Law Hawaii After a hurricane damaged the building the insured was constructing, there was no coverage under the CGL policy for repairs the insured made in the absence of a suit being filed. Planet Construction J2911 LLC. v. Gemini Ins. Co., 2022 U.S. Dist. LEXIS 105468 (W.D. La. June… Continue reading No Coverage for Repairs Made Before Suit Filed