Petar Angelov | Bradley A CGL policy typically defines “your work” as the work performed by or on behalf of the insured and the materials, parts, or equipment furnished in connection with such work. “Product-completed operations” coverage usually protects the insured against liability for property damage or bodily injury caused by the insured’s product or… Continue reading What Happens When a “Your Work” Exclusion Collides With a “Product Completed Operations” Clause in a CGL policy?
Category: Commercial General Liability Policy
Georgia Federal Court Holds That Pollution Exclusion Bars Coverage Under Liability Policy for Claims Arising From Discharge of PFAS Into Waterways
Paul Briganti | White and Williams On December 5, 2022, the U.S. District Court for the District of Georgia held that a total pollution exclusion (TPE) in a CGL policy relieved the insurer of any obligation to defend or indemnify a recycling company in a putative class action alleging PFAS contamination of Georgia waterways. See Grange… Continue reading Georgia Federal Court Holds That Pollution Exclusion Bars Coverage Under Liability Policy for Claims Arising From Discharge of PFAS Into Waterways
Professional Services Exclusion in CGL Policies
David Adelstein | Florida Construction Legal Updates A professional services exclusion in a commercial general liability policy means something. It’s an exclusion an insurer will rely on to avoid insurance coverage based on “professional services” performed or rendered by the insured. Don’t take it from me. Take it from the recent opinion in Colony Insurance Company v. Coastal… Continue reading Professional Services Exclusion in CGL Policies
Construction Dust is Pollution?
Heather Howell Wright | Bradley A recent insurance coverage decision from the United States District Court for the Northern District of Georgia highlights the difficulties of court interpretation of insurance policies and serves as a warning for contractors regarding application of the Absolute Pollution Exclusion in a General Liability Policy. The case involves injuries sustained… Continue reading Construction Dust is Pollution?
Commercial General Liability Insurance: Don’t Get Caught Slipping Without It
Gabreal Belcastro and John Lingelbach | Koley Jessen Commercial General Liability (“CGL”) insurance, also known as “business liability insurance” or simply “general liability insurance,” is a standard type of business insurance carried by companies to protect against “general claims.” “General claims” are claims brought by customers or other third parties which generally involve bodily injury… Continue reading Commercial General Liability Insurance: Don’t Get Caught Slipping Without It