What Happens When a “Your Work” Exclusion Collides With a “Product Completed Operations” Clause in a CGL policy?

Petar Angelov | Bradley A CGL policy typically defines “your work” as the work performed by or on behalf of the insured and the materials, parts, or equipment furnished in connection with such work. “Product-completed operations” coverage usually protects the insured against liability for property damage or bodily injury caused by the insured’s product or… Continue reading What Happens When a “Your Work” Exclusion Collides With a “Product Completed Operations” Clause in a CGL policy?

Delaware District Court Finds CGL Insurer Owes Condo Builder a Duty to Defend Faulty Workmanship Claims — Based on the Subcontractor Exception to the Your Work Exclusion

Anthony Miscioscia and Laura Rossi | White and Williams On September 7, 2021, in one of the few decisions addressing the scope of coverage for faulty workmanship under Delaware law, the Delaware District Court denied an insurer’s motion seeking a declaration that it neither needed to defend nor indemnify an insured-builder under a commercial general… Continue reading Delaware District Court Finds CGL Insurer Owes Condo Builder a Duty to Defend Faulty Workmanship Claims — Based on the Subcontractor Exception to the Your Work Exclusion

Address ‘Your Work’ Exposure Within CPrL Policies With Faulty Workmanship Coverage

Joseph Reynolds | Construction Executive New faulty workmanship coverage forms have emerged to potentially address the “your work” exposure found in most contractors professional liability (CPrL) policies. Once offered by only a single carrier, several insurers have recently entered the marketplace to cover the cost to repair or replace faulty work or the related material… Continue reading Address ‘Your Work’ Exposure Within CPrL Policies With Faulty Workmanship Coverage

Business Risk Exclusions Bar Faulty Workmanship Claim

Tred R. Eyerly | Insurance Law Hawaii     The manufacturer of roofing and waterproofing systems was unsuccessful in securing coverage for alleged faulty workmanship due to the “your work” and “your product” exclusions. Siplast, Inc. v. Emplrs Mut. Cas. Co., 2020 U.S. Dist. LEXIS 176539 (N.D. Texas Sept. 25, 2020).      Siplast was… Continue reading Business Risk Exclusions Bar Faulty Workmanship Claim

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