Advise & Consult, Inc. A recent federal decision from Illinois serves as a useful reminder of something experienced insurance coverage lawyers understand instinctively: ambiguity in policy language rarely announces itself. It must be identified, developed, and proved by lawyers who have spent years studying how insurance contracts actually operate in the real world. In Vinayaka Hospitality… Continue reading Ambiguity in Insurance Contract Interpretation Can Be Hard to See
Category: Insurance
“A-Eye” on Coverage: Maximizing Insurance for AI Risks Amid Emerging Exclusions
Tyrone R. Childress, Amanda P. Ellison, Edward M. Joyce, and Tara C. Kowalski | Jones Day In Short The Situation: Artificial intelligence (“AI”) is reshaping risk across industries, raising serious potential insurance coverage implications. The Result: While a number of AI risks are covered under many traditional insurance programs, insurers are introducing AI-specific exclusions. Looking Ahead: Policyholders should… Continue reading “A-Eye” on Coverage: Maximizing Insurance for AI Risks Amid Emerging Exclusions
Property Insurance Claims and How to Prove Causation
Advise & Consult, Inc. A recurring issue in property insurance litigation warrants closer attention. Policyholders—and at times their representatives—often believe they understand the cause of a loss. The sequence of events appears to align. The damage is evident. The explanation seems reasonable. However, in litigation, outcomes are not determined by what appears logical. They are… Continue reading Property Insurance Claims and How to Prove Causation
From Builder’s Risk to Builder’s Opportunity
Drew Olsen and Ben Woolley | Delta Consulting Group Builder’s risk insurance is something property owners and contractors hope they never need to rely on, but when losses occur, it can mean the difference between a project reaching successful completion and one abandoned in dispute. When losses occur, the coverage is frequently viewed as a… Continue reading From Builder’s Risk to Builder’s Opportunity
The Fires Next Time: State Wildfire Liability Limitations for Utilities
Thomas Dawson | McDermott Will & Schulte Following the wildfires of recent years, many states west of the Mississippi River have considered (and multiple states have now adopted) legislation to limit the liability of utilities for bodily injury and property damage caused by wildfires that might have been ignited by utility-owned equipment. Most commonly, legislation… Continue reading The Fires Next Time: State Wildfire Liability Limitations for Utilities