Galina Kletser Jakobson, Luisa Taddeo and Jonah M. Haseley | Freeman Mathis & Gary The Washington State Office of the Insurance Commissioner (“OIC”) recently adopted changes to Washington’s Unfair Claims Settlement Practices Regulation, which went into effect on October 18, 2026. See Wash. Admin. Code (“WAC”) 284-30-300 to -395. These amendments carry significant ramifications for… Continue reading Shorter Deadlines, Greater Exposure: Washington Amends Claims Handling Regulations
Category: Insurance
California Regulators Order Lenders to Report on LA Wildfire Insurance Payouts
Orrick, Herrington & Sutcliffe On October 15, the California DFPI and the California Business and Consumer Services Agency ordered financial institutions to report on how they handle insurance payouts to survivors of the 2025 Eaton and Palisades fires in Los Angeles. The agencies are investigating whether lenders delayed payments, failed to offer a timely appeal… Continue reading California Regulators Order Lenders to Report on LA Wildfire Insurance Payouts
Psychological Reactance: The Hidden Bias in Claims Negotiation
Chris Casaleggio | Claims Journal “Give him a few more dollars and get the file closed.” I do not remember the exact words I used years ago, but I remember the feeling behind them. I was dealing with a claimant attorney who had become one of those names you recognize before you even finish reading… Continue reading Psychological Reactance: The Hidden Bias in Claims Negotiation
The Great Escape: Non-Invalidation Clauses and Property Damage Claims
Abigail Smith and Kaarthinga Manimaran | SDV Fenchurch At their core, non-invalidation clauses (“NICs”) recognise an important commercial reality: an insured cannot control everything that happens at its premises. In the event that an insured finds itself in breach of a condition or warranty owing to events that have increased the risk of damage to… Continue reading The Great Escape: Non-Invalidation Clauses and Property Damage Claims
The Storm’s-A-Comin’ – When Heavy Rains Cause Property Damage: Flooding, Mudslides and Inverse Condemnation
Bradford Kuhn | Nossaman With the recent rains, an upcoming El Nino winter, and rising high tides, property owners and public agencies in California are experiencing and preparing for property damage associated with floods, mudslides, high tides, and other water intrusion events. When that damage occurs, the next question is typically who is responsible –… Continue reading The Storm’s-A-Comin’ – When Heavy Rains Cause Property Damage: Flooding, Mudslides and Inverse Condemnation