Chip Merlin | Property Insurance Coverage Law Blog | July 9, 2018 Denied water damage claims are one of the more frequently handled claims by our law firm. The cost to repair these claims can be quite high depending on many factors including the length of time the water leaked, the length of the leak,… Continue reading Denied Water Damage Claims and Unethical Adjuster Conduct
Category: Insurance Coverage
Federal Court Says Subpoena Is a “Claim” Triggering Insurance Coverage
Jared Zola | Policyholder Informer | July 12, 2018 An issue frequently raised in coverage disputes involving claims-made liability insurance policies is determining whether certain pre-lawsuit events or disputes constitute a “claim” sufficient to trigger coverage. Unlike occurrence-based liability policies that respond in the policy year or years during which the coverage-triggering event occurred (e.g.,… Continue reading Federal Court Says Subpoena Is a “Claim” Triggering Insurance Coverage
Policyholder Attorneys: Be Careful Playing the Odds During Trial on First-Party Coverage Disputes – It Could Land You Right Back in Front of a Jury
Erin Dunnavant | Property Insurance Coverage Law Blog | July 7, 2018 On July 5, 2018, the Fourth District Court of Appeals, (“Fourth DCA”) reversed a jury’s verdict for Homeowner Sanjay Kuwas based on his counsel’s improper arguments and examination of his insurance company’s litigation manager during trial.1 Kuwas’ home suffered property damage due to… Continue reading Policyholder Attorneys: Be Careful Playing the Odds During Trial on First-Party Coverage Disputes – It Could Land You Right Back in Front of a Jury
When the Insurance Company Labels Your Loss a Collapse, Can It Still Deny Your Collapse Claim?
Nicole Vinson | Property Insurance Coverage Law Blog | June 28, 2018 At least one Michigan court has ruled that even when the execute general adjuster calls a building’s damage a collapse and labels it as a “cave in,” the denial will stand where the policy language supports an exclusion.1 This case arises out damages that… Continue reading When the Insurance Company Labels Your Loss a Collapse, Can It Still Deny Your Collapse Claim?
Policy Conditions “Conformity to State Law” May Extend the Period Time to File Suit.
Christina Phillips | Property Insurance Coverage Law Blog | July 1, 2018 Some insurance policies will contain a clause within the conditions section entitled “Conformity to State Law.” This provision contains language similar to: “Conformity to State Law. When a policy provision is in conflict with the applicable state law of the State in which… Continue reading Policy Conditions “Conformity to State Law” May Extend the Period Time to File Suit.