First Notice of Loss an Opportunity to Build Customer Satisfaction: Viewpoint

David Pieffer | Claims Journal | July 8, 2019 What’s worse: An incident that caused an insurance claim or the claims process itself? Ask a policyholder who has recently lived through a homeowners’ insurance claim process and the results might not be as lopsided as one would assume. Whether it was a run-of-the-mill roof leak… Continue reading First Notice of Loss an Opportunity to Build Customer Satisfaction: Viewpoint

Claims for Negligence? Duty to Defend Triggered

Michael S. Levine | Hunton Andrews Kurth | June 19, 2019 On June 17, 2019, the First Circuit held that an insurer’s duty to defend was triggered because the underlying complaint set forth claims that required a showing of intent as well as claims that sought recovery for conduct that “fits comfortably within the definition of an… Continue reading Claims for Negligence? Duty to Defend Triggered

How Specific does a Specific Litigation Exclusion have to be?

Larry P. Schiffer | Squire Patton Boggs | July 9, 2019 Insurance policies often have general exclusions for known losses or prior acts. The reason for this is that most insurance is for fortuitous risks–risks that will take place in the future; not risks that already have taken place. For large policyholders that have ongoing… Continue reading How Specific does a Specific Litigation Exclusion have to be?

Feeling the Heat: Do California’s Health and Safety Regulations Increase the Value of Your Insurance Claim?

Daniel Veroff | Property Insurance Coverage Law Blog | July 11, 2019 California summers can get hot. To protect workers, the state requires employers to take extensive precautions. California’s regulations on heat safety are promulgated by the Department of Industrial Relations’ Division of Occupational Safety, which is often referred to as Cal/OSHA. Cal/OSHA summarizes these… Continue reading Feeling the Heat: Do California’s Health and Safety Regulations Increase the Value of Your Insurance Claim?

Florida’s AOB Reform Bill Became Effective July 1, 2019: How Does This Affect Me?

Beaujeaux de Lapouyade | Property Insurance Coverage Law Blog | July 8, 2019 My primary role as an attorney at Merlin Law Group is to represent the best interests of policyholders and get all benefits owed following a loss. But, I call it like I see it when approached with debatable inquiries from contractors and… Continue reading Florida’s AOB Reform Bill Became Effective July 1, 2019: How Does This Affect Me?