Claims Pages Artificial intelligence is rapidly expanding the volume of property-level data available to insurers, but more data does not automatically lead to better decisions. In a recent interview, Dr. Michael Bewley of Nearmap explained how supervised machine learning applied to aerial imagery is now a mature tool for identifying roof conditions, prior wear, and… Continue reading How Aerial Imagery and Machine Learning Are Reshaping Property Claims
Category: Insurance
Where There’s Smoke, There’s…Direct Physical Loss?
Elizabeth Doyle | Zelle The January 2025 Southern California wildfires destroyed more than 18,000 structures, burned nearly 50,000 acres, and caused the evacuation of more than 200,000 people. One year later, thousands of residents of Altadena and Pacific Palisades whose homes did not burn have nevertheless not returned because they claim their homes are uninhabitable… Continue reading Where There’s Smoke, There’s…Direct Physical Loss?
State Farm Adjuster’s Opinion Does Not Override Policy Exclusion in MS Sewage Backup
William Rabb | Insurance Journal Insureds cannot rely on the word of an insurance adjuster—even one hired by the insurer—to show that a homeowners’ policy covers sewage backup, a federal appeals court said in a case that underscored the sanctity of policy exclusions but also raised questions. “While we respect the unfortunate nature of events… Continue reading State Farm Adjuster’s Opinion Does Not Override Policy Exclusion in MS Sewage Backup
Navigating Commercial Property And Cyber Insurance Claims
Kyle A. Smith | Ankura A Forensic Accountant’s Perspective When disaster strikes, the difference between a smooth recovery and a drawn-out claims process often comes down to how effectively an organization manages its insurance claim. By proactively addressing common issues early in the process, organizations can achieve a more efficient and predictable recovery, reduce disruption,… Continue reading Navigating Commercial Property And Cyber Insurance Claims
Nevada Appellate Courts Close January with Three Consequential Civil Decisions
Michael Lowry | Wilson Elser Nevada’s appellate courts closed January 2026 with three significant civil opinions, each clarifying a doctrinal boundary that has meaningful implications for litigants and insurers. Together, the decisions refine premises-liability standards, expand remedies available to excess insurers, and establish a formal framework for anonymous pleading in civil cases. 1. Court of… Continue reading Nevada Appellate Courts Close January with Three Consequential Civil Decisions