Quick Note: Liability Insurer’s Duty to Defend and Duty to Indemnify

David Adelstein | Florida Construction Legal Updates A liability insurer has two duties: a duty to defend and a duty to indemnify.  A recent insurance coverage dispute summarizes these two duties, which are critical for parties to understand and appreciate in the context of insurance coverage claims: An insurance company’s duty to defend is distinct… Continue reading Quick Note: Liability Insurer’s Duty to Defend and Duty to Indemnify

When Algorithms Deny: AI and the New Frontier of Bad Faith

Tiffany Bustamante and Abigail Horvat | Cozen O’Connor As industries across the board adopt artificial intelligence (AI), insurers have likewise recognized its potential to enhance efficiency in claims administration. Yet with this opportunity comes tension: consumers expect both swift resolution of claims and individualized attention. AI can help insurers meet those expectations, but if implemented… Continue reading When Algorithms Deny: AI and the New Frontier of Bad Faith

Court Addresses Insurers’ Dispute Over Which is Primary, Which is Excess

Tred R. Eyerly | Insurance Law Hawaii     The court considered cross-motions for summary judgment to determined which carrier was primary and which was excess for coverage of bodily injury. Travelers Indemn. Co. v. Hudson Excess Ins. Co., 2025 U.S. Dist. LEXIS 110298 (S.D. N. Y. June 10, 2025).     21 West 86 LLC,… Continue reading Court Addresses Insurers’ Dispute Over Which is Primary, Which is Excess

Appellate Division Upholds Dismissal of Construction Accident Claims Against Employer and Municipality

Kiara Hartwell | Marshall Dennehey The New Jersey Appellate Division affirmed three trial court orders dismissing claims brought by James Weiss, a retired firefighter and employee of Altona Blower & Sheet Metal Works, who was seriously injured while installing a firefighter training simulator. Weiss sued the Borough, its Fire Department and later his employer, alleging… Continue reading Appellate Division Upholds Dismissal of Construction Accident Claims Against Employer and Municipality

Homeowners Are Losing 90% of Cases Against Florida’s Biggest Insurer—Here’s Why

Allaire Conte | Yahoo! Life Florida’s home insurance crisis has left more than half a million homeowners with no choice but to rely on the state’s insurer of last resort. As private companies have fled the market and premiums have skyrocketed, Citizens Property Insurance Corporation has become the only remaining option for many. But when policyholders challenge denied claims,… Continue reading Homeowners Are Losing 90% of Cases Against Florida’s Biggest Insurer—Here’s Why