Jim Sims | Claims Journal State Farm is sending sensors that can detect hazards in electric wiring to 40,000 homeowners in California, Arizona and Texas as part of a pilot project that will measure potential savings and customer acceptance. Mike Fields, a State Farm vice president and leader of the insurer’s Red Labs team, said… Continue reading State Farm Pilot Uses Sensors to Detect Wiring Defects That Can Cause Fires
Category: Insurance
Ninth Circuit Adopts General Rule Regarding Circumstances in Which Excess Insurers May Dispute Exhaustion of Underlying Insurance
Alex Silerman | PropertyCasualtyFocus Addressing an issue of first impression, the Ninth Circuit recently adopted a general rule that will sharply limit the ability of excess insurers to second-guess payment decisions made by lower-level insurers. Subject to limited exceptions, the court concluded that an excess carrier generally cannot challenge decisions underlying insurers made with respect… Continue reading Ninth Circuit Adopts General Rule Regarding Circumstances in Which Excess Insurers May Dispute Exhaustion of Underlying Insurance
A Primer on Insurance for Construction Projects
Garret Murai | California Construction Law Blog People who live in glass houses should have insurance (in addition to not throwing stones). So too should your construction project. The risks inherent on a construction project are many and varied, ranging from property damage to personal injury to pollution remediation costs, and wise contractors and project… Continue reading A Primer on Insurance for Construction Projects
Fungi, Wet Rot, Dry Rot and “Virus”: One of These Things is Not Like the Other
Hugh D. Hughes | SDV Insights The Hartford’s so-called virus exclusion in its commercial property forms is getting a workout, and policyholders now have an argument that may help their cases move past the pleadings stage. A U.S. District Court in Florida has deemed the exclusion ambiguous and denied an insurer’s motion to dismiss.1 The exclusion… Continue reading Fungi, Wet Rot, Dry Rot and “Virus”: One of These Things is Not Like the Other
Lucky No. 7: Seventh Circuit Court of Appeals Issues Pro-Policyholder Decision Regarding Additional Insured Coverage for Upstream Parties
Daniela Aguila | SDV Insights In Scottsdale Ins. Co. v. Columbia Ins. Group, Inc,1 the Seventh Circuit Court of Appeals recently held that a subcontractor’s insurer was obligated to defend and indemnify the project owner’s insurer for damages associated with the subcontractor’s employee’s personal injury lawsuit where the underlying complaint alleged negligence by the additional insureds.… Continue reading Lucky No. 7: Seventh Circuit Court of Appeals Issues Pro-Policyholder Decision Regarding Additional Insured Coverage for Upstream Parties