How the Insurance Company May Respond to Your Property Insurance Lawsuit Filed in Federal Court: Understanding Insurance Litigation in Federal Court

Ian Dankelman | Property Insurance Coverage Law Blog | March 28, 2019 As a former federal law clerk, the purpose of this blog series is to help educate policyholders about what they may face with insurance litigation in federal court. Today, I explain just a few ways an insurer might treat an insured’s complaint in… Continue reading How the Insurance Company May Respond to Your Property Insurance Lawsuit Filed in Federal Court: Understanding Insurance Litigation in Federal Court

Insurance Companies Know Their Customers Do Not Read Insurance Policies

Chip Merlin | Property Insurance Coverage Law Blog | March 11, 2019 Insurance companies and insurance agents know that their customers do not read their insurance policies. Proof is found by the Squaremouth Insurance Company offering a prize which could only be found if a policyholder read the insurance policy and won a secret contest. Here… Continue reading Insurance Companies Know Their Customers Do Not Read Insurance Policies

Contractor Acted as an Unlicensed Public Adjuster, Notwithstanding Assignment of Claim and Benefits

Christina Phillips | Property Insurance Coverage Law Blog | February 22, 2019 Just last week, the Iowa Court of Appeals in 33 Carpenters Construction, Inc. v. The Cincinnati Insurance Company,1 held that 33 Carpenters, a contractor who was the assignee of a hail and wind storm claim, acted as an unlicensed public adjuster. 33 Carpenters, a home-repair… Continue reading Contractor Acted as an Unlicensed Public Adjuster, Notwithstanding Assignment of Claim and Benefits

Restoration Contractors Providing Great Quality Workmanship Are Policyholder Friends But Many Insurance Companies Refuse To Pay For Quality

Chip Merlin | Property Insurance Coverage Law Blog | February 17, 2019 Contractors often tell me and other Merlin Law Group attorneys of the crazy excuses and refusals insurance adjusters give to avoid paying for required construction materials, processes, and practices which constitute quality workmanship. Cheap and non-quality construction is easy to do and often… Continue reading Restoration Contractors Providing Great Quality Workmanship Are Policyholder Friends But Many Insurance Companies Refuse To Pay For Quality

It’s a Brand-New Ballgame. . .In Texas When it Comes to Filing Suit Against Your Property Adjuster

Kay Morgan | Property Insurance Coverage Law Blog | February 18, 2019 Texas Insurance Code Section 542A.006, effective December 1, 2017, allows insurers to accept liability for the acts of their adjusters either before suit is filed or after suit is filed. If the election of liability is made before suit is filed, the in-state defendant adjuster… Continue reading It’s a Brand-New Ballgame. . .In Texas When it Comes to Filing Suit Against Your Property Adjuster