Ashley Johns | Marshall Dennehey In a decision clarifying the role of the jury in insurance coverage disputes, the Second District Court of Appeal reversed three directed verdicts previously entered in favor of the insurer in a breach of contract case. The underlying dispute centered on whether damage to more than 25% of the plaintiffs’… Continue reading Second District Court of Appeal Reverses Directed Verdicts in Coverage Dispute Over Roof Replacement and Actual Cash Value
Florida Appeals Court Reinstates Roofing Contractor’s Breach of Contract Claim After Standing Dispute
Nathan R. Woods | Marshall Dennehey Florida Roof Masters (FRM) and Ms. Page signed a contract wherein FRM would provide roofing services at a cost of $18,000. Page paid $9,000 prior to services being completed but refused to pay the remaining balance upon completion. FRM hired a collection company to pursue the debt on their… Continue reading Florida Appeals Court Reinstates Roofing Contractor’s Breach of Contract Claim After Standing Dispute
Court Interprets “Completion” of a Project Under Builder’s Risk Insurance
Joshua Tumen | Property Insurance Law Observer In Luke, Inc. v. Berkley National Insurance Company, 2025 WL 2210783 (W.D. Tenn. 2025), the United States District Court for the Western District of Tennessee determined that the “completion” of a construction project for purposes of coverage under a builder’s risk policy concerned the permanent physical elements of the… Continue reading Court Interprets “Completion” of a Project Under Builder’s Risk Insurance
How Aerial Imagery and Machine Learning Are Reshaping Property Claims
Claims Pages Artificial intelligence is rapidly expanding the volume of property-level data available to insurers, but more data does not automatically lead to better decisions. In a recent interview, Dr. Michael Bewley of Nearmap explained how supervised machine learning applied to aerial imagery is now a mature tool for identifying roof conditions, prior wear, and… Continue reading How Aerial Imagery and Machine Learning Are Reshaping Property Claims
Where There’s Smoke, There’s…Direct Physical Loss?
Elizabeth Doyle | Zelle The January 2025 Southern California wildfires destroyed more than 18,000 structures, burned nearly 50,000 acres, and caused the evacuation of more than 200,000 people. One year later, thousands of residents of Altadena and Pacific Palisades whose homes did not burn have nevertheless not returned because they claim their homes are uninhabitable… Continue reading Where There’s Smoke, There’s…Direct Physical Loss?