Amanda Proctor | PropertyCasualtyFocus On construction projects, it is common for the owners, general contractors, and subcontractors to execute various contracts requiring the parties to procure insurance and have other parties designated as additional insureds under those policies. Recently, the Second Circuit Court of Appeals in Amerisure Insurance Co. v. Selective Insurance Group Inc. addressed the interplay… Continue reading Second Circuit Gives Lesson in Interplay Between Construction Contracts and CGL/Umbrella Policies
Tag: Commercial General Liability Policy
Washington Supreme Court Holds Certain Hybrid Occurrence/Claims-Made and Reported Policies May Violate Public Policy
Campbell Stuart | Cozen O’Connor “We cannot enforce insurance provisions that render coverage so narrow it is illusory.”[1] The Washington Supreme Court used this reasoning to hold that a contractor’s commercial general liability policy was unenforceable where it required that an “occurrence” occur and a claim be made and reported to the insurer in the… Continue reading Washington Supreme Court Holds Certain Hybrid Occurrence/Claims-Made and Reported Policies May Violate Public Policy
What Happens When a “Your Work” Exclusion Collides With a “Product Completed Operations” Clause in a CGL policy?
Petar Angelov | Bradley A CGL policy typically defines “your work” as the work performed by or on behalf of the insured and the materials, parts, or equipment furnished in connection with such work. “Product-completed operations” coverage usually protects the insured against liability for property damage or bodily injury caused by the insured’s product or… Continue reading What Happens When a “Your Work” Exclusion Collides With a “Product Completed Operations” Clause in a CGL policy?
Professional Services Exclusion in CGL Policies
David Adelstein | Florida Construction Legal Updates A professional services exclusion in a commercial general liability policy means something. It’s an exclusion an insurer will rely on to avoid insurance coverage based on “professional services” performed or rendered by the insured. Don’t take it from me. Take it from the recent opinion in Colony Insurance Company v. Coastal… Continue reading Professional Services Exclusion in CGL Policies
Construction Dust is Pollution?
Heather Howell Wright | Bradley A recent insurance coverage decision from the United States District Court for the Northern District of Georgia highlights the difficulties of court interpretation of insurance policies and serves as a warning for contractors regarding application of the Absolute Pollution Exclusion in a General Liability Policy. The case involves injuries sustained… Continue reading Construction Dust is Pollution?