Gabreal Belcastro and John Lingelbach | Koley Jessen Commercial General Liability (“CGL”) insurance, also known as “business liability insurance” or simply “general liability insurance,” is a standard type of business insurance carried by companies to protect against “general claims.” “General claims” are claims brought by customers or other third parties which generally involve bodily injury… Continue reading Commercial General Liability Insurance: Don’t Get Caught Slipping Without It
Tag: Commercial General Liability Policy
Anti-Concurrent Causation Endorsements in CGL Insurance Policies: A Word of Caution
David M. McLain | Colorado Construction Litigation While I have not performed exhaustive research into the origin of anti-concurrent causation (“ACC”) endorsements on insurance policies, or how or when they migrated from first-party property policies to commercial general liability (“CGL”) policies, they have done so. The result for Colorado’s construction professionals may rear its ugly… Continue reading Anti-Concurrent Causation Endorsements in CGL Insurance Policies: A Word of Caution
Construction Defect Claims Not Covered
Tred R. Eyerly | Insurance Law Hawaii The court found that the insured’s negligent acts causing damage to only the structure of the home it built were not covered under the CGL policy. Westfield Ins. Co. v. Zaremba Builders II LLC, 2022 U.S. Dist. LEXIS 36189 (N.D. Ill. March 2, 2022). Zaremba… Continue reading Construction Defect Claims Not Covered
Illinois Appellate Court Finds No CGL Coverage for Defective Elevator Suit
Andrew Daechsel | PropertyCasualtyFocus In the recent decision of Korte & Luitjohan Contractors Inc. v. Erie Insurance Exchange, the Fifth District Appellate Court of Illinois reaffirmed that, under Illinois law: (1) construction defects generally do not trigger coverage under commercial general liability insurance policies; (2) such policies generally do not cover the cost to repair construction… Continue reading Illinois Appellate Court Finds No CGL Coverage for Defective Elevator Suit
Tricky Insurance Endorsements Can Weaken Your Liability Coverage
Carolyn Mount and Seth Row | Miller Nash Every contractor and subcontractor is required to carry liability insurance referred to as Commercial General Liability or “CGL” coverage. These policies are fairly standardized and most people assume that the coverage that is presented on the front declarations page is all that they need to know: the… Continue reading Tricky Insurance Endorsements Can Weaken Your Liability Coverage