Eduardo A. Maura | Ayala Law Dealing with property damage is stressful enough. Whether it’s mold creeping through your walls, water damage from a busted pipe, or the aftermath of a fire, homeowners and property owners turn to insurance to help them recover. But then comes the surprise: the insurance company denies your claim, citing… Continue reading Mold, Water Damage & Fire Claims: The ‘Excluded Perils’ Clause That Can Ruin Your Payout
Tag: Excluded Perils
Ensuing Loss Clause Does Not Create Coverage for “Collapse” Inseparable from Damage Caused by Excluded Perils
Jordan Hess and Paul Ferland | Property Insruance Law Observer In Jowite Limited Partnership v. Federal Insurance Company, the United States District Court for the District of Maryland issued a rare opinion addressing whether “collapse” is a covered “ensuing loss” under an all-risks insurance policy without a specific collapse coverage. Case No. 1:18-cv-02413-DLB (D. Md.… Continue reading Ensuing Loss Clause Does Not Create Coverage for “Collapse” Inseparable from Damage Caused by Excluded Perils