Insured’s Lack of Knowledge of Tenant’s Growing Marijuana Means Coverage Afforded for Fire Loss

Tred R. Eyerly | Insurance Law Hawaii    The California Court of Appeals reversed the trial court’s grant of summary judgment to the insurer regarding a claim for fire loss. Mosley v. Pacific Sec. Ins, Co., 2020 Cal. App LEXIS (Cal. Ct. App, May 26, 2020).     The Mosleys rented their property to Pedro Lopez.… Continue reading Insured’s Lack of Knowledge of Tenant’s Growing Marijuana Means Coverage Afforded for Fire Loss

Arson of Vacant House: Covered Fire Loss or Excluded Vandalism?

Paul LaSalle | Property Insurance Coverage Law Blog | September 14, 2019 In a recent case,1 a federal appeals court addressed the issue of whether fire damage to a vacant dwelling from an arsonist was considered distinct from vandalism, so as to not implicate an exclusion within a homeowners insurance policy. In that case, Wells Fargo… Continue reading Arson of Vacant House: Covered Fire Loss or Excluded Vandalism?

Fire Consultants Cannot Base Opinions on Speculation

Christopher Konzelmann | The Subrogation Strategist | April 3, 2019 Larsen v. 401 Main St. Inc., 302 Neb. 454 (2019), involved a fire originating in the basement of the Quart House Pub (Pub) in Plattsmouth, Nebraska that spread to and damaged Plattsmouth Chiropractic Center, Inc., a neighboring business. Fire investigators could not enter the building… Continue reading Fire Consultants Cannot Base Opinions on Speculation

Navigating Florida’s Valued Policy Law – Right to Rebuild in the Statute

Shaun Marker – February 3, 2014 Those handling fire losses and dealing with Florida’s Valued Policy Law may not have come across a provision in the statute dealing with the insurance carrier’s option to rebuild. It seems counter-intuitive that a statute meant to address the measure of damages in total losses would provide a provision… Continue reading Navigating Florida’s Valued Policy Law – Right to Rebuild in the Statute

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