Joshua Tumen | Property Insurance Law Observer In Cannon Falls Area Schools v. Hanover American Insurance Company (2025 WL 2976533 (D. Minn. 2025)), the United States District Court for the District of Minnesota held that a property insurer properly denied coverage pursuant to a cosmetic damage exclusion because hail indentations to roofs affected only their appearance, not… Continue reading Dents Don’t Count: Court Clarifies Hail Damage Coverage
Tag: Hail Damage
Smaller Hail May Be More Damaging to Roofs Than Once Believed, Study Shows
William Rabb | Claims Journal A study by the Insurance Institute for Business and Home Safety found roof damage from smaller hailstones may be much more significant than previously believed. It’s a finding that one plaintiffs’ lawyer has already cited as potential support for roof claims. “This data challenges long-standing opinions by insurance company experts… Continue reading Smaller Hail May Be More Damaging to Roofs Than Once Believed, Study Shows
The Problem(s) With Hail Claims, Part 1: A Cautionary Tale for Insureds and Insurers
Bill Wilson | Claims Journal Last year while I was out of town, a roofing company showed up at my home and told my wife there had been a hailstorm recently, so they were visiting impacted neighborhoods and providing free inspection services. She let them on the roof and, of course, they found extensive hail… Continue reading The Problem(s) With Hail Claims, Part 1: A Cautionary Tale for Insureds and Insurers
Insurer Must Pay for Matching Siding of Insured’s Buildings
Tred R. Eyerly | Insurance Law Hawaii | September 11, 2019 The Seventh Circuit found that the insurer was obligated to pay for siding of a building that was not damaged by hail so that it matched the replaced damaged portions of the siding. Windridge of Naperville Condominium Association v. Philadelphia Indem. Ins. Co.,… Continue reading Insurer Must Pay for Matching Siding of Insured’s Buildings
Does An Insurer Act In “Bad Faith” If It Denies Coverage For A Hail Loss Based On Its Retained Engineer Defining Hail Damage As Functional Damage?
Edward Eshoo | Property Insurance Coverage Law Blog | September 9, 2019 In my last blog post, I wrote about the Seventh Circuit Court of Appeal’s recent decision in Windridge of Naperville Condominium Association v. Philadelphia Indemnity Insurance Company.1 There, the Seventh Circuit rejected Philadelphia’s argument that because only the south and the west elevations of siding… Continue reading Does An Insurer Act In “Bad Faith” If It Denies Coverage For A Hail Loss Based On Its Retained Engineer Defining Hail Damage As Functional Damage?