Joshua Tumen | Property Insurance Law Observer In Cannon Falls Area Schools v. Hanover American Insurance Company (2025 WL 2976533 (D. Minn. 2025)), the United States District Court for the District of Minnesota held that a property insurer properly denied coverage pursuant to a cosmetic damage exclusion because hail indentations to roofs affected only their appearance, not… Continue reading Dents Don’t Count: Court Clarifies Hail Damage Coverage
Tag: insurance
Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims
George Miles | Claims Journal A few years ago, in the early 2020s, it was not unusual to hear about or even see roofing workers in Florida deliberately manipulating roof shingles to make it appear that the roof was damaged by storm winds. I saw evidence of this as I inspected homes around the state… Continue reading Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims
One Dip and Done: Summary Judgment as a Shield Against Costly Double Dipping Claims
Marheldondria Johnson | Zelle In Frederich v. Trisura Specialty Ins. Co., the 5th Circuit affirmed the granting of Trisura’s Motion for Summary Judgment. That judgement was based on the insurer’s payment of an appraisal award plus interest. The court found this foreclosed the Insured’s extra contractual claims. Frederich v. Trisura Specialty Ins. Co., No. 24-40748, 2025 WL 2840272 (5th… Continue reading One Dip and Done: Summary Judgment as a Shield Against Costly Double Dipping Claims
Eleventh Circuit Clarifies Notice Requirements Under Claims-Made Policy
Miguel Rodriguez | Carlton Fields The Eleventh Circuit Court of Appeals affirmed summary judgment in favor of Nautilus Insurance Co. in L. Squared Industries Inc. v. Nautilus Insurance Co., holding that an insured’s failure to provide timely notice of a pollution condition under a claims-made policy barred coverage when the insured could not rebut the presumption… Continue reading Eleventh Circuit Clarifies Notice Requirements Under Claims-Made Policy
Common Plumbing Fitting Installation Deficiencies and Best Practices for Preventing Water Damage Claims
Michael Brinker adn Quincy McGee | J.S. Held Overview of Plumbing-Related Construction Defects Plumbing-related construction defects can result in costly water damage claims. Recent innovations in plumbing materials and fittings have aided in more economical installation costs; however, workmanship issues and deviations from installation instructions for these materials have led to a rise in plumbing-related… Continue reading Common Plumbing Fitting Installation Deficiencies and Best Practices for Preventing Water Damage Claims