“Occurrence” May Include Intentional Acts In Montana

Tred R. Eyerly | Insurance Law Hawaii | June 15, 2016 The Montana Supreme Court found that policy language defining “accidents may include intentional acts.” Employers Mut. Cas. Co. v. Fisher Builders, Inc., 2016 Mont. LEXIS 269 (Mont. Sup. Ct. April 19, 2016). Jerry and Karen Slack hired Fisher Builders to build a remodeled home located… Continue reading “Occurrence” May Include Intentional Acts In Montana

Contract Indemnity and Duty to Defend vs. Insurance Duty to Defend

Stan Martin | Commonsense Construction Law LLC | June 10, 2016 A New Hampshire court has issued a thoughtful decision on the duty to defend arising from an indemnity obligation in a design contract. The court distinguished between the duty to defend often invoked for insurance coverage, from a duty to defend expressed in a… Continue reading Contract Indemnity and Duty to Defend vs. Insurance Duty to Defend

Broad but not Ambiguous: Eighth Circuit Weighs In On Water Below The Surface Exclusion

Jenna Veronneau | Property Insurance Coverage Insights | June 1, 2016 An exclusion in a homeowner’s policy for loss resulting from “water . . . below the surface of the ground” is not limited to naturally occurring water, according to a recent decision of the Eighth Circuit Court of Appeals in Bull v. Nationwide Mut.… Continue reading Broad but not Ambiguous: Eighth Circuit Weighs In On Water Below The Surface Exclusion

Insurance Company Drones May Be Hitting the Skies

Kathryn Rattigan and Deborah Vennos | Property Insurance Coverage Insights | May 31, 2016 Back in March, our Data Privacy + Security Insider blog reported an increase in the use of commercial drones by State Departments of Transportation across the country. Now, insurance companies are also getting in the game. Using drones for underwriting, determining property values and… Continue reading Insurance Company Drones May Be Hitting the Skies

Using Predictive Analytics to Reduce Claim Duration and Costs

Scott Henck | Claims Journal | May 25, 2016 Insurance claims professionals are pioneers in the use of predictive data analytics. Well before the term “Big Data” was coined, claims examiners were digging into the data within filed claims to unearth kernels of wisdom. These insights illuminated ways to reduce claims duration and costs, returning… Continue reading Using Predictive Analytics to Reduce Claim Duration and Costs