Advise & Consult, Inc. | September 3, 2015 Cosmetic damage (small dents) occurred to a metal roof resulting from a hail storm. The insurer filed a claim with its carrier, Cincinnati Ins. Co., and an insurance adjuster inspected the roof and other than the dents, there was little other evidence of damage. The estimate of… Continue reading Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”
Tag: Insurance Claims
Say What? A Policy That Does Not Cover Any Water Damage
Kenneth Kan | Property Insurance Coverage Law Blog | July 20, 2015 I look at insurance policies day in and day out—it’s just a part of my job. Every now and then, I come across something that makes my head spin or causes me to do a double take. Readers of this blog have seen… Continue reading Say What? A Policy That Does Not Cover Any Water Damage
Are You Covered? The “Care, Custody, Or Control” Exclusion
Heather Howell Wright | Bradley Arant Boult Cummings LLP | July 22, 2015 Spring weather systems, such as the storms that have recently produced significant flooding in Texas, frequently create the necessity for restoration and remediation work. In performing such restoration work, it may be necessary to remove and store personal property contained within the… Continue reading Are You Covered? The “Care, Custody, Or Control” Exclusion
Colorado Adopts Notice Rule for Typical Design Professional Claims-made Insurance Policies
Ross A. Hoogerhyde | Gordon & Rees LLP | July 21, 2015 Typically, design professionals’ errors and omissions insurance policies are claims-made and reported or claims-made policies. These policies, unlike traditional occurrence policies, provide coverage for claims made and reported during a predetermined period of time. With a claims-made policy, the making of a claim… Continue reading Colorado Adopts Notice Rule for Typical Design Professional Claims-made Insurance Policies
Update: How an Exclusionary Provision Might Lead to Full and Proper Insurance Payment
Nicole Vinson | Property Insurance Coverage Law Blog | July 18, 2015 A few weeks ago, we published a guest blog from Dick Tutwiler of Tutwiler and Associates about a large hurricane loss he was handling in Dutch Windward Island Chain of the Caribbean with interesting facts. The post, How an Exclusionary Provision Might Lead to… Continue reading Update: How an Exclusionary Provision Might Lead to Full and Proper Insurance Payment