No Coverage Under Claims-Made Policy for Lawsuit Served on Registered Agent Before Policy Period

Joseph Gross | Wiley Rein In a win for Wiley’s client, the United States District Court for the Southern District of Florida, applying Florida and District of Columbia law, has found that a claims-made professional liability policy does not afford coverage for a lawsuit served on the insured’s registered agent prior to the policy period,… Continue reading No Coverage Under Claims-Made Policy for Lawsuit Served on Registered Agent Before Policy Period

Flood and Water Damage: Which Insurance Policy Do You Turn To?

Emanuel Enes | Woodruff Sawyer The new year brought a series of ferocious storms that ravaged the California coast for weeks. By mid-January, this so-called “atmospheric river” caused at least eight million Californians to be under flood watch as wind and rain pummeled the state. According to the California Geological Survey, more than 400 landslides occurred from… Continue reading Flood and Water Damage: Which Insurance Policy Do You Turn To?

This Year Don’t Let the Grinch Steal Your Insurance

Vivek Chopra and Mattison (Mattie) Kim | Perkins Coie Forfeiting insurance coverage on a covered claim is a quick way to ruin the holidays. Every year, tens of thousands of covered claims are left unpaid due to clerical mistakes by policyholders or their brokers. These unpaid claims are not a matter of legal interpretation (e.g.,… Continue reading This Year Don’t Let the Grinch Steal Your Insurance

Defense Costs For Long-Tail Claims: Making The Most Of Your Insurance Coverage

John B. Mavretich and Waymon T. Peer | Venable Long-tail claims involve continuous or progressive injuries that occur over the course of multiple years. Often these claims occur in the context of long-latency diseases, such as those arising from asbestos exposure, or long-term pollution releases in the environmental context. Business entities may be found liable… Continue reading Defense Costs For Long-Tail Claims: Making The Most Of Your Insurance Coverage

Does a Water Backup Exclusion Include Sewage?

Jordan R. Plitt | Claims Journal Standard property policies typically contain an exclusion which provides that the insurer “will not pay for loss or damage caused directly or indirectly by . . . water that backs up or overflows from a sewer, drain, or sump.” A reasonable reading of that language would likely include within… Continue reading Does a Water Backup Exclusion Include Sewage?

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