Partial Denial of Coverage: If They Raise It, Then You Can Appraise It

Francisco Garcia | Property Insurance Coverage Law Blog | August 8, 2018 Nearly every homeowner’s insurance policy issued in Florida provides a mechanism for resolving disputes between the insured and their carrier as to the amount of a loss: Appraisal. The language of the appraisal clause can vary from carrier to carrier – some policies,… Continue reading Partial Denial of Coverage: If They Raise It, Then You Can Appraise It

Is a Dispute Over General Contractor Overhead and Profit Appropriate for Appraisal?

Edward Eshoo | Property Insurance Coverage Law Blog | February 22, 2017 In Windridge of Naperville Condominium Association v. Philadelphia Indemnity Insurance Company,1 a federal district court in Illinois recently addressed the issue whether appraisal is appropriate to resolve a dispute over the need for a general contractor to perform repairs following a covered loss.… Continue reading Is a Dispute Over General Contractor Overhead and Profit Appropriate for Appraisal?

Coverage for Direct Physical Loss Does Not Necessarily Include “Matching” or Require “Aesthetic Uniformity”

Heidi Hudson Raschke | PropertyCasualtyFocus | January 29, 2016 When a property insurance policy covers a multi-story building or multi-building property, and a portion sustains damage, there is often a question regarding the extent to which undamaged property should be replaced to ensure matching and/or aesthetic uniformity throughout the property.  In Great American Insurance Company… Continue reading Coverage for Direct Physical Loss Does Not Necessarily Include “Matching” or Require “Aesthetic Uniformity”

How an Expert Witness Can help in your Insurance Disputes?

Advise & Consult, Inc. | November 2, 2015 Insurance has become a norm rather than an exception in society today. Most people and companies opt for insurance covers to act as a safety net for them in case of a mishap. While this is an essential part of our lives today, this can often lead… Continue reading How an Expert Witness Can help in your Insurance Disputes?

Insurance Appraisal Called “Almost Perfect Method” of Alternative Dispute Resolution

Chip Merlin | Property Insurance Coverage Law Blog | September 14, 2015 Law professor Johnny C. Parker recently published a law review article, Understanding The Insurance Policy Appraisal Clause: A Four-Step Program, where he claims that resolving property insurance disputes concerning amounts of loss is an “almost perfect method.” Here’s the quote: More than one hundred… Continue reading Insurance Appraisal Called “Almost Perfect Method” of Alternative Dispute Resolution