Cross-Motions for Summary Judgment Denied in Collapse Claim

Tred R. Eyerly | Insurance Law Hawaii     The court denied cross-motions from the insured and the insurer after the insured’s dwelling suffered a collapse of the ceiling. Simons v. Fed. Ins. Co., 2025 U.S. Dist. LEXIS 75839 (C.D. Cal. March 4, 2025).      Gary Simons bought a second home located in Park City,… Continue reading Cross-Motions for Summary Judgment Denied in Collapse Claim

Insurance Claims and the LA Fires

Megan Carrasco and Richard Erickson | Snell & Wilmer Insurance has always been a critical backdrop in risk analysis. This is because when buying insurance, “an insured usually does not seek to realize a commercial advantage but, instead, seeks protection and security from economic catastrophe.”1 Insurance is in place for fundamental risk and loss but is… Continue reading Insurance Claims and the LA Fires

Homeowner’s Failure to Read Doesn’t Clear Agency of Negligence Claim

Claims Journal A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner who was denied coverage after a hurricane because key elements of the property were not mentioned in the coverage application. In a case that began almost a decade ago and is likely to continue for another few years, the state… Continue reading Homeowner’s Failure to Read Doesn’t Clear Agency of Negligence Claim

Homeowners Suing USAA and AAA Insurers Over LA Wildfires

Insurance Journal Some homeowners who lost their homes in the Los Angeles wildfires have filed lawsuits against three large insurers over claims payouts they say didn’t cover their losses. The lawsuits were filed in Los Angeles County Superior Court this week. They say USAA and two AAA affiliated insurers underestimated the replacement cost of their… Continue reading Homeowners Suing USAA and AAA Insurers Over LA Wildfires

Permit? So What! — Illinois Supreme Court Poised to Test the Limits of Pollution Exclusions

Derrick Earl Anderson and Robert Wallan | Policyholder Pulse Blog The Illinois Supreme Court has teed up a significant insurance question: Does a standard pollution exclusion bar coverage when the alleged “pollution” was not considered to be pollution when the policy issued—where the substance was lawfully emitted under an environmental permit? The court accepted a certified question… Continue reading Permit? So What! — Illinois Supreme Court Poised to Test the Limits of Pollution Exclusions