Allaire Conte | Yahoo! Life Florida’s home insurance crisis has left more than half a million homeowners with no choice but to rely on the state’s insurer of last resort. As private companies have fled the market and premiums have skyrocketed, Citizens Property Insurance Corporation has become the only remaining option for many. But when policyholders challenge denied claims,… Continue reading Homeowners Are Losing 90% of Cases Against Florida’s Biggest Insurer—Here’s Why
Tag: insurance
How Underwriting and Claims Are Reshaped by AI in Insurance — and How They Stay the Same
Katie Dwyer | Risk & Insurance The use of artificial intelligence in insurance continues to grow. Here’s how the industry is using AI to optimize and augment its processes while keeping people at the center of the equation. “Artificial intelligence” can sometimes summon images of robots run amok, or computers-turned-sentient-beings manipulating their users. It can… Continue reading How Underwriting and Claims Are Reshaped by AI in Insurance — and How They Stay the Same
Court Resolves Carriers’ Dispute Over Which Must Defend
Tred R. Eyerly | Insurance Law Hawaii The court agreed with Travelers that Lloyd’s had a duty to defend the underlying personal injury case. Travelers Indem. Co. v. Underwriters at Lloyd’s, 2025 U.S. Dist. LEXIS 118445 (S.D. N. Y. June 23, 2025). Jerome Avenue owned a multi-tenant property in the Bronx,… Continue reading Court Resolves Carriers’ Dispute Over Which Must Defend
Anti-Concurrent Causation Clause Defeats Coverage
Tred R. Eyerly | Insurance Law Hawaii The insured’s claim for damage to the property’s electrical equipment and power loss after a wind and rain storm was not covered due to the policy’s anti-concurrent causation clause. Allah-Pak Properties, LLC v. Century Surety Co., No. 2:23-CV-00301, Order (S.D. Texas Aug. 8, 2025). During… Continue reading Anti-Concurrent Causation Clause Defeats Coverage
Insurers’ Motion for Summary Judgment on Collapse Claim Granted in Part, Denied in Part
Tred R. Eyerly | Insurance Law Hawaii The insurer’s motion for summary judgment on the insured’s collapse claim was partially granted, but mostly denied. LDG Rentals, LLC v. Western World Ins. Co., 2025 U.S. Dist. LEXIS 117063 (D. Kan. June 18, 2025). LDG Rentals, LLC purchased a two-story, 125 year old building.… Continue reading Insurers’ Motion for Summary Judgment on Collapse Claim Granted in Part, Denied in Part