George Miles | Claims Journal A few years ago, in the early 2020s, it was not unusual to hear about or even see roofing workers in Florida deliberately manipulating roof shingles to make it appear that the roof was damaged by storm winds. I saw evidence of this as I inspected homes around the state… Continue reading Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims
Tag: Roof Damage
Georgia Bill Would Require Full Replacement for Some Types of Roofs
Insurance Journal Georgia homeowners and roofers are urging lawmakers to take up a bill that would require insurers to provide full replacement of some types of roofs even when only a few shingles are damaged. Supporters of House Bill 1310 have used Florida as an example of states that require the full replacement of most… Continue reading Georgia Bill Would Require Full Replacement for Some Types of Roofs
Replacement of Storm Damaged Shingles
Chip Merlin – Property Insurance Coverage Law Blog – September 16, 2014 Roof damage claims are being bitterly fought by many insurance companies. From my perspective, claims managers and insurance company vendors seem to be training their adjusters how to minimize insurance benefits through various theories and “company line” responses. It is causing frustration to… Continue reading Replacement of Storm Damaged Shingles
The Importance of Training Property Insurance Adjusters
Chip Merlin – Property Insurance Coverage Law Blog – September 11, 2014 The following Farmers Insurance adjuster training document was posted on a public adjuster forum yesterday: Adjusters should get extensive and accurate training about aspects of property damage. Unfortunately, wrong or poor training, especially if it fails to correctly explain what to look for… Continue reading The Importance of Training Property Insurance Adjusters
Texas Appraisal – Snap Shot of Appraisal Provisions in Gulf Coast States
Nyanza Moore – November 26, 2013 Insurance policies often include appraisal provisions that can not only vary from state to state but policy to policy. In this first snap shot I’ll focus on appraisal provisions found in some Texas policies and how the Texas courts have interpreted them. The purpose of an appraisal provision is… Continue reading Texas Appraisal – Snap Shot of Appraisal Provisions in Gulf Coast States