Anna M. Perry, Rachel S. Kindseth and Nina Catazaro | Saxe Doernberger & Vita I. Course of Construction Exclusions Course of Construction (“COC”) exclusions are found on General Liability and excess liability policies, typically a wrap-up or project specific policy, and generally exclude “all property damage occurring during the course of construction.” Insurers claim COC… Continue reading Course of Construction Exclusions and the CGL Policy
Category: Insurance
Choosing the Appropriate Approach for Loss Assessments
Crosby MacDonald, Nikola Stambolic, and Adnan Girach | BRG Introduction Economic losses caused by a wrongful action can take many forms. As the first step towards claiming compensation for a loss, a claimant will normally define that loss in the context of the specific circumstances of its claim. For example, a claimant could say that… Continue reading Choosing the Appropriate Approach for Loss Assessments
Wisconsin Supreme Court Reaffirms “Ensuing Loss” Doctrine in Defective Construction and Rainwater Claims
Advise & Consult, Inc. Synopsis In a highly anticipated decision, the Wisconsin Supreme Court in Cincinnati Insurance Company v. Ropicky addressed the critical intersection of construction defect exclusions, ensuing loss provisions, and concurrent causation. The ruling serves as a vital precedent for policyholders, clarifying that subsequent water intrusion damage resulting from an excluded design or… Continue reading Wisconsin Supreme Court Reaffirms “Ensuing Loss” Doctrine in Defective Construction and Rainwater Claims
For Businesses and Litigators, Insurance Coverage Is a Litigation Strategy, Not Just a Risk Management Issue
A. David Fawal | Butler Snow So your business (or your client’s business) just got sued. What started out as a nice day just turned sour. Now what do you do? If you are like most businesses, after being served with a lawsuit, the first call is often to litigation counsel. But what about the… Continue reading For Businesses and Litigators, Insurance Coverage Is a Litigation Strategy, Not Just a Risk Management Issue
AI in Insurance: The Real Test Is Readiness, Not Technology
Kathryn Rattigan | Robinson + Cole After several years of experimenting with generative AI, machine learning, and AI agents, many insurers are no longer asking whether AI belongs in the business. The harder question is whether a pilot is ready to scale. The answer usually is not found in the model architecture or the novelty… Continue reading AI in Insurance: The Real Test Is Readiness, Not Technology