Shannon L. Santos and David Simantob | Wilson Elser In January 2025, dozens of wildfires ripped through Los Angeles in a way no one could have imagined. We all spent the week in front of televisions waiting to see which direction the winds would take the fires. Those not forced to officially evacuate had bags… Continue reading Where There’s Fire, There’s Smoke … and Smoke Damage Disputes
Category: Insurance
Is a Customized Umbrella Insurance Policy Right for Your Construction Company?
Dennis Verheijde | Construction Executive Don’t put all your eggs in one basket—but it might be best to put all your insurance policies under one umbrella, especially when it comes to the intricacies of construction. Construction is an inherently high-stakes industry, where lawsuits, accidents and unpredictable events can jeopardize a company’s financial health. While traditional… Continue reading Is a Customized Umbrella Insurance Policy Right for Your Construction Company?
Court Weighs in on Determining “Period of Restoration”
Paul Ferland, Joshua Tumen and Tracey Jordan | Property Insurance Law Observer In Comprehensive Medical Center, Inc. v. State Farm Mutual Automobile Insurance Company, 2025 WL 416814 (9th Cir. 2025), the Ninth Circuit Court of Appeals affirmed the district court’s determination that the period of restoration tied to water damage at the insured’s commercial property was… Continue reading Court Weighs in on Determining “Period of Restoration”
No Coverage for Faulty Installation of Windows
Tred R. Eyerly | Insurance Law Hawaii The federal district court granted summary judgment to the insurer, agreeing there was no “occurrence” nor “property damage” resulting from the faulty installation of windows. Employers Mut. Casualty Co. v. Knipp Equipment Inc., 2025 U.S. Dis. 24400 (D. Kan. Feb. 11, 2025). Edwards County and… Continue reading No Coverage for Faulty Installation of Windows
Colorado Supreme Court Clarifies – a Bit – the Economic Loss Rule
William Jones | Lathrop GPM In a case that could have far reaching implications for business and construction litigation, the Colorado Supreme Court issued an opinion on April 21, 2025, providing some greater clarity on the economic loss rule under Colorado law in Mid-Century Insurance Company v. HIVE Construction, Inc., 2025 CO 17 (2025). While the… Continue reading Colorado Supreme Court Clarifies – a Bit – the Economic Loss Rule