Category: Insurance

Homeowners Have Post-Loss Duties Too, Florida Appeals Court Says in HCI Win

William Rabb | Insurance Journal Florida insurers, often on the receiving end of insureds’ complaints – in the courts and in the news media – may take heart from a new ruling by a Florida appeals court, which draws a bold line under insureds’ responsibilities after a loss. The 1st District Court of Appeals on… Continue reading Homeowners Have Post-Loss Duties Too, Florida Appeals Court Says in HCI Win

Balancing Discovery and Protecting the Attorney-Client Privilege In the Insurance Coverage Context

Meredith Schilling | Zelle A recent case out of Colorado highlights the continued attack on the attorney-client privilege during the claim adjustment process. In In re: Hill Hotel Owner, LLC v. Hanover Insurance Company, 557 P.3d 798 (Colo. Oct. 29, 2024), the District Court issued an order requiring the insurer defendant to turn over all communications between… Continue reading Balancing Discovery and Protecting the Attorney-Client Privilege In the Insurance Coverage Context

Ticking Coverage Bomb: The Cost Of Delayed Notice In Claims-Made Policies

Jean-Paul Rudd | Adams & Adams Claims-made policies often require that policyholders notify their insurer promptly or as soon as practicably possible after an incident that may give rise to a claim. This requirement exists primarily to allow insurers to investigate potential claims while evidence is still fresh. Prompt notice helps ensure that key details… Continue reading Ticking Coverage Bomb: The Cost Of Delayed Notice In Claims-Made Policies

Builder’s Risk: Complexities in Insuring Existing Structures

Jonathan Held | J.S. Held Introduction Property insurance for projects under construction can be significantly complex. Insuring renovation projects under a builder’s risk policy will often require more care in crafting a policy that provides adequate protection. This paper is intended to highlight the myriad complexities of insuring a renovation project under a builder’s risk… Continue reading Builder’s Risk: Complexities in Insuring Existing Structures