Garret Murai | California Construction Law Blog What’s in a word? When it comes to insurance policies, a word, can potentially mean millions of dollars. In California Specialty Insulation, Inc. v. Allied World Surplus Lines Insurance Company, 102 Cal.App.5th 1 (2024), an insured and its insurer battled it out over the word “contractor,” and whether an… Continue reading Word of the Day: “Contractor”
Category: Insurance
California Supreme Court Finds Vertical Exhaustion Applies to First-Level Excess Policies
Tred R. Eyerly | Insurance Law Hawaii Addressing issues left open in its seminal decision in Montrose, the California Supreme Court found that the language in the first-level excess policies meant that the insured could access the policies upon exhaustion of the directly underlying policies purchased for the same policy period. Truck Ins. Exchange v.… Continue reading California Supreme Court Finds Vertical Exhaustion Applies to First-Level Excess Policies
Professional Services Exclusion Bars Coverage After Carbon Monoxide Leak
Tred R. Eyerly | Insurance Law Hawaii The Illinois Appellate Court affirmed the trial court’s dismissal of the insured’s complaint after damage caused by a leak of carbon monoxide caused bodily injury. Allied Design Consultants, Inc. v. Pekin Ins. Co., et al., 2024 Ill. Ct. App. LEXIS 1433 (June 18, 2024). Carbon… Continue reading Professional Services Exclusion Bars Coverage After Carbon Monoxide Leak
Federal Court Holds that Demolition Exclusion Does Not Apply and Carrier Has Duty to Defend Additional Insureds
Craig Rokuson | Traub Liberman In the recent case of Travelers Indem. Co. v. Trisura Specialty Ins. Co., 2024 U.S. Dist. LEXIS 101953 (S.D.N.Y. June 7, 2024), the court had occasion to consider the classic additional insured fact pattern of a construction accident. Travelers insured the general contractor and provided a defense to the general contractor… Continue reading Federal Court Holds that Demolition Exclusion Does Not Apply and Carrier Has Duty to Defend Additional Insureds
Additional Insured Not Entitled to Coverage for Named Insured’s Defective Work
Tred R. Eyerly | Insurance Law Hawaii The Court of Appeals for the Seventh Circuit determined there was no duty to defend or to indemnify the additional insured for the named insured’s defective work. St. Paul Guardian Ins. Co., et al. v. Walsh Construction Co., 99 F. 4th 1035 (7th Cir. 2024). … Continue reading Additional Insured Not Entitled to Coverage for Named Insured’s Defective Work