Mary Beth Forshaw | Simpson Thacher Standard commercial general liability policies Bodily injury What constitutes bodily injury under a standard CGL policy? CGL policies generally provide coverage for bodily injury or property damage sustained by third parties (rather than the policyholder) as a result of an occurrence. Insurance coverage litigation frequently centres on whether the… Continue reading In Brief: Commercial General Liability Policies in USA
Category: Personal Injury
Does a CGL Policy’s “Business Description” or “Class Code” Limit Coverage?
Farrell Miller | Cozen O’Connor One way a CGL insurer can narrow otherwise broad bodily injury and property damage coverage is by activity. Activities that face similar risk can be grouped using an activity classification code, which can be incorporated into the policy through a class limitation endorsement. For instance, a policy issued to an… Continue reading Does a CGL Policy’s “Business Description” or “Class Code” Limit Coverage?
New York Appellate Court Addresses “Trigger of Coverage” for Asbestos Claims and Other Coverage Issues
Paul A. Briganti | Complex Insurance Coverage Reporter On October 9, 2020, the New York Supreme Court, Appellate Division, Fourth Department, decided an appeal from a trial court’s 2018 summary judgment ruling on a number of coverage issues arising out of asbestos-related bodily injury claims against plaintiffs Carrier Corporation (Carrier) and Elliott Company (Elliott). See Carrier Corp. v.… Continue reading New York Appellate Court Addresses “Trigger of Coverage” for Asbestos Claims and Other Coverage Issues
Intoxicated Teen/Trespasser Injured On Construction Site At 3 A.M.: Are The Owner/Developer/General Contractor Liable?
Victor Metsch | Smith Gambrell & Russell If a young adult engages in an athletic competition, and is injured while playing, there may be a defense to third-party liability based upon the doctrine of “assumption of risk“. So does that defense protect a property owner where a person drinks to the point of intoxication; trespasses… Continue reading Intoxicated Teen/Trespasser Injured On Construction Site At 3 A.M.: Are The Owner/Developer/General Contractor Liable?
Masking A Risk – Could Wearing a Face Covering Play a Role in Slip, Trip, and Fall Claims?
Dr. Angela Levitan | CLM Magazine Most of us take walking for granted much like many of us are now taking facial coverings for granted while out and about. The question becomes is there any potential interaction between the two? On the surface many would say, “no,” but let’s take a look at the science.… Continue reading Masking A Risk – Could Wearing a Face Covering Play a Role in Slip, Trip, and Fall Claims?