Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”

Advise & Consult, Inc. | September 3, 2015 Cosmetic damage (small dents) occurred to a metal roof resulting from a hail storm.  The insurer filed a claim with its carrier, Cincinnati Ins. Co., and an insurance adjuster inspected the roof and other than the dents, there was little other evidence of damage.  The estimate of… Continue reading Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”

Duty of Care Not Owed to Non-Original Homeowners

Advise & Consult, Inc | September 2, 2015 The construction industry got an answer they have been waiting for, particularly in Arizona.  The Arizona Court of Appeals ruled on Sullivan v. Pulte Home Corp., No. 1 CA-CV 14-0199 as to whether homebuilders, as well as other construction professionals, are indefinitely subject to construction defect claims. … Continue reading Duty of Care Not Owed to Non-Original Homeowners

Construction Defect Class Action Allowed to Proceed Against Homebuilders

Advise & Consult, Inc. | September 1, 2015 This ruling by the California Court of Appeal, Fourth District, could have lasting and long reaching effects on construction defect claims in California as well as on the construction industry as a whole in the state of California.  This decision has reinstated a class action construction defects… Continue reading Construction Defect Class Action Allowed to Proceed Against Homebuilders

Insurance Coverage Rights Now Easier to Transfer in California

Advise & Consult, Inc. | August 31, 2015 Overturning a 2003 California Supreme Court decision in Henkel Corp. v. Hartford Accident & Indemnity Co., 29 Cal. 4th 934, the California Supreme Court ruled in Fluor Corp. v. Superior Court, No. S205889, 2015 WL4938295 (Cal. 2015) that an insurer is precluded from refusing to honor an… Continue reading Insurance Coverage Rights Now Easier to Transfer in California

Do Insurance Adjuster’s Need Personal Liability Insurance?

Advise & Consult, Inc. | August 28, 2015 This very question has just recently been addressed in a Texas federal court.  After a storm caused damage resulting in the insurer making a commercial property policy claim and the insurance company hiring an adjuster to investigate the claim, the insured are claiming that this adjuster hired… Continue reading Do Insurance Adjuster’s Need Personal Liability Insurance?