Assessing the “Reasonableness” of Notice

Christina Phillips | Property Insurance Coverage Law Blog | April 27, 2019 As any contributor on this blog will tell you, the first step in assessing any claim is to read the Policy. Policy language is ever evolving and changing, especially when it comes to notice requirements. The purpose of a notice requirement in an… Continue reading Assessing the “Reasonableness” of Notice

Will Your Next Insurance Coverage Dispute be Heard in Georgia’s Business Court?

Abby Vineyard | Barnes & Thornburg LLP | April 24, 2019 In 2020, Georgia corporate policyholders may have a new court to hear insurance coverage disputes. The Georgia General Assembly passed House Bill 239 on Day 40 of the legislative session, outlining how Georgia’s new statewide business court will operate. The court will have jurisdiction over claims… Continue reading Will Your Next Insurance Coverage Dispute be Heard in Georgia’s Business Court?

Blame It on the Squirrel: Court Rules Furry Fatality Not Efficient Proximate Cause of Policyholder’s Power Station Damage

Verne Pedro | Property Insurance Coverage Law Blog | April 24, 2019 In the 1950’s farce The Great Rupert (aka A Christmas Wish), starring Jimmy Durante, a mischievous dancing sideshow squirrel accidentally discovers and misdirects a miser’s cache of cash to an impoverished family living next door through a hole in the roof. Silly movie plot? Perhaps …… Continue reading Blame It on the Squirrel: Court Rules Furry Fatality Not Efficient Proximate Cause of Policyholder’s Power Station Damage

A Follow-Up on Proofs of Loss

Corey Harris | Property Insurance Coverage Law Blog | April 23, 2019 When I wrote my first blog on this site in 2009, I discussed proofs of loss at length. Since Hurricane Michael, these blogs have received a lot of traffic and discussion from people trying to navigate their way through the claims process. An issue that… Continue reading A Follow-Up on Proofs of Loss

Can Labor Be Depreciated When Considering Actual Cash Value?

Chip Merlin | Property Insurance Coverage Law Blog | April 16, 2019 In an opinion issued yesterday, the Tennessee Supreme Court held that labor cannot be depreciated when considering actual cash value.1 Merlin Law Group participated in this victory for policyholders by writing an amicus curiae brief on behalf of United Policyholders. The court’s conclusion and rationale for it is straight forward:… Continue reading Can Labor Be Depreciated When Considering Actual Cash Value?