Court Addresses Insurers’ Dispute Over Which is Primary, Which is Excess

Tred R. Eyerly | Insurance Law Hawaii     The court considered cross-motions for summary judgment to determined which carrier was primary and which was excess for coverage of bodily injury. Travelers Indemn. Co. v. Hudson Excess Ins. Co., 2025 U.S. Dist. LEXIS 110298 (S.D. N. Y. June 10, 2025).     21 West 86 LLC,… Continue reading Court Addresses Insurers’ Dispute Over Which is Primary, Which is Excess

Homeowners Are Losing 90% of Cases Against Florida’s Biggest Insurer—Here’s Why

Allaire Conte | Yahoo! Life Florida’s home insurance crisis has left more than half a million homeowners with no choice but to rely on the state’s insurer of last resort. As private companies have fled the market and premiums have skyrocketed, Citizens Property Insurance Corporation has become the only remaining option for many. But when policyholders challenge denied claims,… Continue reading Homeowners Are Losing 90% of Cases Against Florida’s Biggest Insurer—Here’s Why

How Underwriting and Claims Are Reshaped by AI in Insurance — and How They Stay the Same 

Katie Dwyer | Risk & Insurance The use of artificial intelligence in insurance continues to grow. Here’s how the industry is using AI to optimize and augment its processes while keeping people at the center of the equation.  “Artificial intelligence” can sometimes summon images of robots run amok, or computers-turned-sentient-beings manipulating their users. It can… Continue reading How Underwriting and Claims Are Reshaped by AI in Insurance — and How They Stay the Same 

Court Resolves Carriers’ Dispute Over Which Must Defend

Tred R. Eyerly | Insurance Law Hawaii     The court agreed with Travelers that Lloyd’s had a duty to defend the underlying personal injury case. Travelers Indem. Co. v. Underwriters at Lloyd’s, 2025 U.S. Dist. LEXIS 118445 (S.D. N. Y. June 23, 2025).     Jerome Avenue owned a multi-tenant property in the Bronx,… Continue reading Court Resolves Carriers’ Dispute Over Which Must Defend

Anti-Concurrent Causation Clause Defeats Coverage

Tred R. Eyerly | Insurance Law Hawaii     The insured’s claim for damage to the property’s electrical equipment and power loss after a wind and rain storm was not covered due to the policy’s anti-concurrent causation clause. Allah-Pak Properties, LLC v. Century Surety Co., No. 2:23-CV-00301, Order (S.D. Texas Aug. 8, 2025).     During… Continue reading Anti-Concurrent Causation Clause Defeats Coverage