Insurance Journal Georgia homeowners and roofers are urging lawmakers to take up a bill that would require insurers to provide full replacement of some types of roofs even when only a few shingles are damaged. Supporters of House Bill 1310 have used Florida as an example of states that require the full replacement of most… Continue reading Georgia Bill Would Require Full Replacement for Some Types of Roofs
Tag: insurance
Texas Supreme Court Cements Exception to “Eight-Corners” Rule Through Two Recent Rulings
Jeremy Macklin | Traub Lieberman The Texas “eight corners” rule precludes insurers from disclaiming a defense obligation based on facts not alleged in the underlying pleadings. Texas federal and appellate courts have been issuing rulings addressing exceptions to the eight corners rule and recently sought guidance from the Texas Supreme Court on whether Texas law recognizes… Continue reading Texas Supreme Court Cements Exception to “Eight-Corners” Rule Through Two Recent Rulings
Beyond the Eight Corners: Determining Whether a Liability Insurer’s Duty to Defend Is Triggered
Andrew Gann, Etahjayne Harris and Nicholas Hill | McGuireWoods In two recent decisions, the Texas Supreme Court defined the limited parameters in which Texas courts can look beyond the “four corners” of the complaint against the policyholder and the “four corners” of the insurance policy (i.e., the “eight-corners rule”) when determining whether an insurer’s “duty… Continue reading Beyond the Eight Corners: Determining Whether a Liability Insurer’s Duty to Defend Is Triggered
Frozen Pipe Claims: Subrogation, Common Failures, and Complex Causes
Andrew Schmit | Claims Pages Each year, water damage and freezing pipes cost insurers $15-$20 billion and result in claims from approximately 1 in 50 insured homes.1 While many cases of water damage are caused by a lack of maintenance or normal wear and tear, in the winter months, claims related to water damage and freezing… Continue reading Frozen Pipe Claims: Subrogation, Common Failures, and Complex Causes
Insurer Not Responsible for Insured’s Assignment of Policy Benefits
Tred R. Eyerly | Insurance Law Hawaii The Florida Court of Appeals affirmed the lower court’s granting summary judgment to the insurer after failing to abide by an assignment to which it was not a party. Expert Inspections, LLC v. United Property & Cas. Ins. Co., 2022 Fla. App. LEXIS 88 (Fla. Ct. App.… Continue reading Insurer Not Responsible for Insured’s Assignment of Policy Benefits